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Author Topic: Trivial things you don't understand/mildly annoy you  (Read 4183819 times)
Nemo
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« Reply #36885 on: Friday, June 17, 2022, 06:14:36 »

Probably not what you want to hear, but you'll struggle to find an employer in the private sector paying more than 3% into a pension. 5% tops maybe.

I definitely understand the maths behind your decision, but you've got to factor in the job satisfaction and your own happiness as well.

Nationwide contribute double digits from vague memories of looking around before - suspect half the forum works there and could confirm.

But yeah, most places I've worked were pretty poor.
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Sippo
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« Reply #36886 on: Friday, June 17, 2022, 07:43:02 »

Probably not what you want to hear, but you'll struggle to find an employer in the private sector paying more than 3% into a pension. 5% tops maybe.

I definitely understand the maths behind your decision, but you've got to factor in the job satisfaction and your own happiness as well.

I am awaiting one job which does it pension via salary sacrifice scheme. You pay a percent and they match it. Turning the job down was not an easy decision.
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If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
jayohaitchenn
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« Reply #36887 on: Friday, June 17, 2022, 07:52:23 »

Nationwide contribute double digits from vague memories of looking around before - suspect half the forum works there and could confirm.

But yeah, most places I've worked were pretty poor.

Employee contribution 7% (4% min, the rest is optional), NBS contribute 13%
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4D
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« Reply #36888 on: Friday, June 17, 2022, 07:54:40 »

That's decent.
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jayohaitchenn
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« Reply #36889 on: Friday, June 17, 2022, 08:55:04 »

Yeah very happy with it. Got 10 years in a civil service pension, and 4 years in NHS too.
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Sippo
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« Reply #36890 on: Friday, June 17, 2022, 09:08:23 »

Yeah very happy with it. Got 10 years in a civil service pension, and 4 years in NHS too.

Rich Grandad.
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If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
jayohaitchenn
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« Reply #36891 on: Friday, June 17, 2022, 09:13:46 »

Yeah only another 29 years until I can get it.
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Bedford Red

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« Reply #36892 on: Friday, June 17, 2022, 11:56:44 »

I pay 6.5% into my Local Government Pension, i don't know how much they pay in but i've been here 18 years, another 13 to go and if i'm here to the end the pension is decent enough (pay not great, but swings and roundabouts).

I worked for a bank before that and had a final salary pension which is protected and goes up each year, i can take that when i'm 60 so i should be ok when i retire.
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Batch
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« Reply #36893 on: Friday, June 17, 2022, 12:03:29 »

my pension is fucked. I'll be working until 67 (hopefully).
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The Artist Formerly Known as Audrey

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« Reply #36894 on: Friday, June 17, 2022, 12:07:40 »

M&Sís was good. Maximum 6% from wages then they doubled that and paid 12%.

I was only there 5 years part time but even then it was a tidy little cash sum.
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Bewster

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« Reply #36895 on: Friday, June 17, 2022, 12:08:41 »

Employee contribution 7% (4% min, the rest is optional), NBS contribute 13%

Isn't NBS' contribution just to top up the shortfall highlighted in the mid 2000s due to all the final salary scheme members and not actually their contribution % ?

Sorry if this is wrong haven't worked in NBS finance for 15 years (some may say I didn't do much work in the previous 10 either  Grin)
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Sippo
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« Reply #36896 on: Friday, June 17, 2022, 12:19:26 »

I pay 6.5% into my Local Government Pension, i don't know how much they pay in but i've been here 18 years, another 13 to go and if i'm here to the end the pension is decent enough (pay not great, but swings and roundabouts).

I worked for a bank before that and had a final salary pension which is protected and goes up each year, i can take that when i'm 60 so i should be ok when i retire.

Should be 20.8%
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If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
jayohaitchenn
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« Reply #36897 on: Friday, June 17, 2022, 12:21:21 »

Isn't NBS' contribution just to top up the shortfall highlighted in the mid 2000s due to all the final salary scheme members and not actually their contribution % ?

Sorry if this is wrong haven't worked in NBS finance for 15 years (some may say I didn't do much work in the previous 10 either  Grin)

Nope and I just checked, they also match the optional contributions so I am paying in 7% and they are paying in 16%
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Bedford Red

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« Reply #36898 on: Friday, June 17, 2022, 13:10:30 »

Should be 20.8%

Thanks for that.
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Jimmy QuitMoaning

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« Reply #36899 on: Saturday, June 18, 2022, 08:44:51 »

Asda - Unleaded gone up by 10p to £1.82 Diesel now £1.91 😡
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Just getting my shit up together
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