Simon Pieman
Original Wanker
 Offline
Posts: 36336
|
 |
« Reply #15 on: Monday, June 21, 2010, 16:47:08 » |
|
I'm already at £500 excess and the lady as a named driver. I think I'll give a few a call and give it the old "well, I've been quoted [insert bollocks amount here] from elsewhere, can you beat that?"
Do you do any business mileage? |
|
|
|
|
Logged
|
|
|
|
stfc11
Offline
Posts: 882
|
|
« Reply #16 on: Monday, June 21, 2010, 16:53:43 » |
|
Direct Line have always been the cheapest for me
|
|
|
|
|
Logged
|
|
|
|
DV
Has also heard this
Offline
Posts: 33910
Joseph McLaughlin
|
|
« Reply #17 on: Monday, June 21, 2010, 17:12:17 » |
|
I hope you mentioned the fact that car when not being used, is kept in the garage.
|
|
|
|
|
Logged
|
|
|
|
|
Sussex
|
|
« Reply #18 on: Monday, June 21, 2010, 17:18:59 » |
|
Do you pay separately for breakdown cover?
They'll usually chuck that in if you're haggling, so £40+ saved on that.
Have you tried Privilege insurance? Mines about £220. Heap of shit Astra with 9 yrs n/c mind...
|
|
|
|
|
Logged
|
|
|
|
Sippo
Living in the 80s
Offline
Posts: 15616
I ain't gettin on no plane fool
|
|
« Reply #19 on: Monday, June 21, 2010, 17:29:16 » |
|
Elephant for me. More than renewal was £27 which went up even though i've been with them for 5 years and not claimed a penny! Elephant was £18 pm fully comp.
|
|
|
|
|
Logged
|
If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
|
|
|
Bogus Dave
Ate my own dick
Offline
Posts: 16467
|
|
« Reply #20 on: Monday, June 21, 2010, 17:30:26 » |
|
£18 fully comp insurance?
|
|
|
|
|
Logged
|
Things get better but they never get good
|
|
|
|
Doore
|
|
« Reply #21 on: Monday, June 21, 2010, 18:15:55 » |
|
Do you do any business mileage?
Only about 1,000 miles, but have to have business cover. Do you pay separately for breakdown cover?
They'll usually chuck that in if you're haggling, so £40+ saved on that.
Have you tried Privilege insurance? Mines about £220. Heap of shit Astra with 9 yrs n/c mind...
Got free AA cover for a year when I bought the car. Thanks for all the advice chaps. I'll get lying/haggling. |
|
|
|
|
Logged
|
|
|
|
Batch
Not a Batch
Offline
Posts: 57845
|
|
« Reply #22 on: Monday, June 21, 2010, 18:18:43 » |
|
Last year Direct Line new quote was cheaper than Direct Line renewal quote. So I rang up and they price matched themselves. Bizarre quirk of new business v retention I suppose. Not sure they price match themselves any more as they didn't with home insurance, but there is nothing preventing you cancelling the current policy and taking out a new one. Just be sure to check they are (largely) equivalent on things like excess and glass replacement, etc. My renewal is due in a couple of weeks. I'll check again on a new quote  |
|
|
|
|
Logged
|
|
|
|
No Longer Posh Red
Not Posh any more!
Offline
Posts: 8162
|
|
« Reply #23 on: Monday, June 21, 2010, 18:42:45 » |
|
Ask the Meerkat, simples  |
|
|
|
|
Logged
|
STFC 4 Arsenal 3, the best birthday present ever
|
|
|
Simon Pieman
Original Wanker
Offline
Posts: 36336
|
|
« Reply #24 on: Monday, June 21, 2010, 18:47:46 » |
|
Only about 1,000 miles, but have to have business cover.
I only ask because I have it too, but when I clicked through from the comparison site it had listed my total mileage as business miles. So it's worth checking as it will be cheaper if it's wrong and you correct it. |
|
|
|
|
Logged
|
|
|
|
|
RedWeston
|
|
« Reply #25 on: Monday, June 21, 2010, 18:56:22 » |
|
Have you tryed the Co-op thay where cheap for me plus + I dives too £££££££££££££
|
|
|
|
|
Logged
|
|
|
|
Sippo
Living in the 80s
Offline
Posts: 15616
I ain't gettin on no plane fool
|
|
« Reply #26 on: Monday, June 21, 2010, 19:08:23 » |
|
£18 fully comp insurance?
Yep. Per month. |
|
|
|
|
Logged
|
If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
|
|
|
Bogus Dave
Ate my own dick
Offline
Posts: 16467
|
|
« Reply #27 on: Monday, June 21, 2010, 19:09:13 » |
|
Ohhhhhhh, that makes sense. Missed the monthly bit!
|
|
|
|
|
Logged
|
Things get better but they never get good
|
|
|
singingiiiffy
Offline
Posts: 2911
|
|
« Reply #28 on: Monday, June 21, 2010, 19:17:55 » |
|
tesco for me and know quite a few ppl on them. always seemed the cheapest that i could find
|
|
|
|
|
Logged
|
|
|
|
joteddyred
Offline
Posts: 4363
|
|
« Reply #29 on: Monday, June 21, 2010, 20:02:21 » |
|
It's probably the points rather than the claim that is the problem. I had 6 points on my licence and during that period my insurance was roughly the same. When I could remove them after 4 years, my insurance dropped by over £150. I know a number of people who haven't told their insurance companies about points to avoid the extra cost, but very risky if you were to be involved in an accident. During the period I had the points, More Than and Co-Op were the cheapest for me.
|
|
|
|
|
Logged
|
|
|
|
|
