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Doore
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« on: Monday, June 21, 2010, 16:18:27 » |
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Good afternoon, good people of the TEF
I'm trying to get the best renewal quote available for my car insurance. I've got two claims (both minor, one fault, one non-fault) and three points on my licence. I'm 26 and, by most indications, male, with three years no claims bonus. The lowest quote I can find using the on-line comparison websites is an annual premium of £460 from Swift cover. This doesn't seem all that great to me - paying monthly its still over £40 a month. I do quite a high mileage admittedly, but similar to my good lady, who is the same age, who pays about £300 annually with the post office. Does anyone know of any way of getting cheaper quotes, or are my claims and points coming back to haunt me?
Cheers people.
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Arriba
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Posts: 21305
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« Reply #1 on: Monday, June 21, 2010, 16:21:19 » |
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car insurance is rising.the 3 points dont help you either.i'd lie about the mileage to get it down(that's what i do)
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Doore
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« Reply #2 on: Monday, June 21, 2010, 16:22:44 » |
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car insurance is rising.the 3 points dont help you either.i'd lie about the mileage to get it down(that's what i do)
Ah I see - the old "lying" trick - I'll give that a go. Cheers. |
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Simon Pieman
Original Wanker
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« Reply #3 on: Monday, June 21, 2010, 16:26:59 » |
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What do you drive?
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Luci
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Fatbury's Stalker
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« Reply #4 on: Monday, June 21, 2010, 16:27:22 » |
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Hastings direct is pretty good - just over 200 for me fully comp.
go via topcashback too as most offer cash back.
Swift i think is 28 quid - used them last year.
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Doore
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« Reply #5 on: Monday, June 21, 2010, 16:27:38 » |
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2009 Grande Punto, 1.4 petrol engine.
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Doore
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« Reply #6 on: Monday, June 21, 2010, 16:28:10 » |
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Hastings direct is pretty good - just over 200 for me fully comp.
go via topcashback too as most offer cash back.
Swift i think is 28 quid - used them last year.
Cheers, I'll give them a go. |
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Arriba
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« Reply #7 on: Monday, June 21, 2010, 16:28:28 » |
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i put my milage in as 7000,when it's nearer 10,000.that said i aint ever claimed so dunno how they check
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Doore
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« Reply #8 on: Monday, June 21, 2010, 16:29:35 » |
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i put my milage in as 7000,when it's nearer 10,000.that said i aint ever claimed so dunno how they check
Mines closer to 18k a year - might chuck 12 in and see what happens. |
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Chubbs
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« Reply #9 on: Monday, June 21, 2010, 16:33:48 » |
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Hastings direct is pretty good - just over 200 for me fully comp.
go via topcashback too as most offer cash back.
Swift i think is 28 quid - used them last year.
hastings for me too and also 2 mates of mine said they were the best. pug 306 1.8xs im 25 no points (anymore) no convictions (anymore).no claims in 7 years 320quid. and aviva quoted me £1200 |
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Bogus Dave
Ate my own dick
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« Reply #10 on: Monday, June 21, 2010, 16:36:02 » |
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Admiral have quoted me £730 yesterday, endsleigh wanted over 900£. Fuck knows how the work it out.
I don't see whats wrong with understating the mileage. Obviously not to a massive extent, but they won't find out will they?
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Things get better but they never get good
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Luci
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Fatbury's Stalker
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« Reply #11 on: Monday, June 21, 2010, 16:36:59 » |
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hastings for me too and also 2 mates of mine said they were the best.
pug 306 1.8xs im 25 no points (anymore) no convictions (anymore).no claims in 7 years 320quid.
and aviva quoted me £1200
I got another 58 quid cashback by going via topcashback for Hastings. 58 is fixed too irrespective of how much your insurance costs. Definitely worthwhile. |
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Simon Pieman
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« Reply #12 on: Monday, June 21, 2010, 16:39:12 » |
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Only other ways to get it down will be to up the excess and add the mrs as a named driver.
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Doore
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« Reply #13 on: Monday, June 21, 2010, 16:41:02 » |
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Only other ways to get it down will be to up the excess and add the mrs as a named driver.
I'm already at £500 excess and the lady as a named driver. I think I'll give a few a call and give it the old "well, I've been quoted [insert bollocks amount here] from elsewhere, can you beat that?" |
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Samdy Gray
Dirty sneaky traitor weasel
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« Reply #14 on: Monday, June 21, 2010, 16:43:18 » |
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Find the cheapest online quote, then phone the company and haggle it even cheaper.
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