Do you have the option of doing one of those speed awareness courses instead of taking the points? I think it'd still count in terms of having to declare it for insurance purposes, but if you get the option, worth keeping the points off the licence
You don't have to declare it for insurance purposes.
In all honesty, even if you get the points insurance companies find it very hard to track points. There's no physical database they have free access to in order to check. Where people tend to fall down is by declaring their points some years and not others, hence it flags up.
I should know - it's my job! I work for a company who offers insurance, but specialises in unusual risk, so we tend to insure a lot of celebrities. When Katie Price got her well publicised points, there was a bit of a faff before she rang up to declare as we'd have difficulty finding out this information without the media coverage.
Incidentally, I've got most of the Swindon Town's squad past and present on our database... I've come close to giving out a few mobile numbers this season!! You'd be shocked at how some of them afford the cars they drive, particularly the younger players.
