Bushey Boy
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« on: Sunday, August 17, 2008, 19:47:20 » |
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I cancelled mine a year ago but things have chnaged and I am being made to get some more by my bank manager. I know some poeple work in this type of thing and wondered what teh cost per month would be? I am looking at a large sum of cover but wondered what I would pay for each 100k
Cheers guys
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pumbaa
Ha, no cunt in my title anymore. Oh.....
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Fartmeister
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« Reply #1 on: Sunday, August 17, 2008, 20:03:55 » |
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Depends what you are after Bushey. Is it just Mortgage Cover, or Critical Illness, or a combo?
I've just taken out a policy on a 148K Mortgage, for just Mortgage Cover, with Direct Line. For the two of us, 30 quid a month. Adding CI whacks up the premium significantly.
janaage is a good source of info on this.
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Arriba
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« Reply #2 on: Sunday, August 17, 2008, 20:05:45 » |
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i sorted mine out through moneysupermarket a couple of years ago,with norwich union.
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Sippo
Living in the 80s
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I ain't gettin on no plane fool
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« Reply #3 on: Sunday, August 17, 2008, 20:06:02 » |
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Is that cos you play in goal now?!
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If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
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Bushey Boy
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« Reply #4 on: Sunday, August 17, 2008, 20:07:33 » |
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Cool, will wait to hear from him. I am doing a will etc and need to cover a business and various interests and want to make sure the mrs can pay the inheritance and not lose her home. Only life insurance as if I get ill (touch wood) the business shoudl run and I can still gte an income. That gives me a good idea so cheers
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Bushey Boy
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« Reply #5 on: Sunday, August 17, 2008, 20:08:21 » |
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Sippo was only on thurs and today as the new keeper we got broke his cheek bone. The gaffer wants me back at right back thank god
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Bushey Boy
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« Reply #6 on: Sunday, August 17, 2008, 20:09:06 » |
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whys my name got teh gaffer under it
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Sippo
Living in the 80s
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I ain't gettin on no plane fool
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« Reply #7 on: Sunday, August 17, 2008, 20:10:38 » |
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Sippo was only on thurs and today as the new keeper we got broke his cheek bone. The gaffer wants me back at right back thank god
How many did you concede?!! What team/div you in? We won 6-1. |
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If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
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flammableBen
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« Reply #8 on: Sunday, August 17, 2008, 20:16:26 » |
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whys my name got teh gaffer under it
The new forum gives everybody what there ranking title would have been under the old forum if not changed. It's a scale from youth team through reserve, first, gaffer upto chairman depending on how many posts you have. You can have a title too, but it appears as-well-as, and you can change it yourself in your profile. No more titles given out by me when I'm bored, which is a shame. |
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Bushey Boy
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« Reply #9 on: Sunday, August 17, 2008, 20:22:30 » |
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Our defemce was non existant, 2-0 at half time then lost 10-0, I went out at 6 nil down as had enough of non defence. White hart in div 5, your team looked good. Gutted I let in more in one match than I did in 7 games last year. Sill pissed off
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Sippo
Living in the 80s
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I ain't gettin on no plane fool
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« Reply #10 on: Sunday, August 17, 2008, 20:25:40 » |
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Ha ha. ace.
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If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
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Bushey Boy
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« Reply #11 on: Sunday, August 17, 2008, 20:27:46 » |
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You gonna get Jim a kids kit?
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Sippo
Living in the 80s
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I ain't gettin on no plane fool
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« Reply #12 on: Sunday, August 17, 2008, 20:31:50 » |
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Thats the smallest kid we have! Ha ha.
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If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
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Samdy Gray
Dirty sneaky traitor weasel
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« Reply #13 on: Sunday, August 17, 2008, 22:10:54 » |
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I cancelled mine a year ago but things have chnaged and I am being made to get some more by my bank manager. I know some poeple work in this type of thing and wondered what teh cost per month would be? I am looking at a large sum of cover but wondered what I would pay for each 100k
Cheers guys
If it's just life cover only with no critical illness, then for someone your age you should be looking somewhere between £15-£20 average per £100k. Cool, will wait to hear from him. I am doing a will etc and need to cover a business and various interests and want to make sure the mrs can pay the inheritance and not lose her home. Only life insurance as if I get ill (touch wood) the business shoudl run and I can still gte an income. That gives me a good idea so cheers
If you're doing it for inheritance tax purposes then you'll want to put the plan in trust, otherwise the plan would also fall inside your estate and be liable to IHT in the event of your death. The best thing to do is speak to a qualified adviser, I know a couple of very good advisers if you want contact details. |
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Simon Pieman
Original Wanker
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« Reply #14 on: Sunday, August 17, 2008, 22:44:48 » |
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You can get 100% business property relief so it won't be liable to IHT.
Although the simplest solution to keep the IHT bill down to would be to get married.
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