anyone know a good lawyer?

[STFCBird]

Looks like my insurance company are defending my claim against them. Fucking cunts.

Has anyone on here taken an insurance company to court?

[DMR]

GFM's domain I think?

[STFCBird]

I have pm'd him.

[Simon Pieman]

That's shit Birdy. Hope you can shit them up enough to settle before it gets to court.

Didn't Glos_Robin threaten to take his insurance company to court? Might be worth asking where he got his legal advice from.

[STFCBird]

That's shit Birdy. Hope you can shit them up enough to settle before it gets to court.

Didn't Glos_Robin threaten to take his insurance company to court? Might be worth asking where he got his legal advice from.

I was hoping to shit them up just by threatening court, how do I shit them up enough to settle up out of court?  I suppose I could see if I could getthe RSPCA involved or something?

[Simon Pieman]

I think glos got a local councillor onside, but it was obviously a different type of claim etc.

Why are they not allowing the claim if you don't mind me being nosey?
I think we should get a TEF protest team behind the company's HQ

[STFCBird]

They are refusing to pay any of my vets bills even though my horse is insured for up to 5k for vets bills. My vets bill is now 5k.

Basically they told me my horse could not have his cancer removed without authorisation from them for a general anaesthtic. Their poor customer service meant I had to wait 2 months for this, which meant that my horses cancer got very large.  They are saying that I should have gone ahead with the treatment because it is my responsibility BUT it says in their small print I must get authorisation from them to proceed.  I was told by them my policy would be void if I went ahead without it.  Now my horse might have to be put down because of all this.  and they still won't pay the fucking £5k.

[Simon Pieman]

If anything I'd say you deserve the money +  compensation. I hate it when organisations seemingly play god by not doing their job properly.

Hope it all works out for the best and hope your horsey gets better as well.

[Arriba]

write to them pronto, pointing out the differences to what they are saying to you, to what is there in black and white.
 tell them you will be instructing your lawyers to put a claim in against them unless they rectify the situation quickly.

every legal issue i have had when i know i have been in the right has been settled before i've even had to contact a lawyer.you may hve to persevere a bit but keep hassling them,and dont give up.
you will win in the end i'm sure of it.go back over the paper work to make sure you have it right,then let rip at them.
good luck with it

[dell boy]

write to them pronto, pointing out the differences to what they are saying to you, to what is there in black and white.
 tell them you will be instructing your lawyers to put a claim in against them unless they rectify the situation quickly.

As Arriba says, but have it written by a solicitor on his official paper, if that doesn't move them, then it probably is court.

I think you will win as well.

[Batch]

This may be of use. Or not.

http://www.financial-ombudsman.org.uk/

[dell boy]

Have you contacted the RSPCA, they will not let an animal suffer and does not mean putting the animal down either.
They will probably also help you with your claim giving significant weight  against the Insurance Company, they have a 24 hour hour helpline, sorry I dont have the number to hand.

[neville w]

They are refusing to pay any of my vets bills even though my horse is insured for up to 5k for vets bills. My vets bill is now 5k.

Basically they told me my horse could not have his cancer removed without authorisation from them for a general anaesthtic. Their poor customer service meant I had to wait 2 months for this, which meant that my horses cancer got very large.  They are saying that I should have gone ahead with the treatment because it is my responsibility BUT it says in their small print I must get authorisation from them to proceed.  I was told by them my policy would be void if I went ahead without it.  Now my horse might have to be put down because of all this.  and they still won't pay the fucking £5k.

You could always try writing to one of the financial sections of the press (eg Daily Telegraph,) who, as long as you have genuine grievances take great delight in getting settlement and extra recognition etc. You might want to exhaust normal channels though. Have in look in Saturday's money section for examples of the things they deal with.

[Jamiesfuturewife]

God what a disgrace - as if your poor horse being ill wasnt enough stress for you to deal with - I feel for your Birdy - but fight your corner dont let them get away with it

[RobertT]

Copy the relevant wording (include the whole sheet so they can see it is there policy) and highlight the relevant paragraphs for them.  Include this in a letter before action.

Amazing as it may seem, most of them have difficulty finding the wording of each policy so just rely on standard responses.  Not the same thing I know, but I;ve had a car insurer try and refuse to pay based on what was allegedly in my policy.  I did the above and the backed down.  The agent had read out a different policy wording than the one I had.  Was worth about £2k as it was a write off.