sonicyouth
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« on: Wednesday, November 2, 2005, 20:34:51 » |
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have charged me a £30 overdraft excess fee, but i wasn't overdrawn.
bunch of cunts i'm skint enough as it is
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unclemark
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« Reply #1 on: Wednesday, November 2, 2005, 20:36:41 » |
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Complain. Which bank are you with? Halifax do some very reasonable rates of interest on current accounts....and they have the good advert when the man rides the giant bird  |
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sonicyouth
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« Reply #2 on: Wednesday, November 2, 2005, 20:37:51 » |
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Lloyds TSB. I've got a £100 o/d limit but I was under that, they usually send me a letter of warning a few days before. It can't be an accident can it?
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Nils
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« Reply #3 on: Wednesday, November 2, 2005, 20:44:54 » |
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Wait until you get your statement through, if it is wrong go in and give them a rollocking.
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Sussex
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« Reply #4 on: Wednesday, November 2, 2005, 20:45:25 » |
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Have you got online banking? Check recent transactions and see if you went over the £100 limit (or get a printout from a cashpoint tomorrow).
Always question a bank charge if you're not sure about it. They do make mistakes.
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unclemark
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« Reply #5 on: Wednesday, November 2, 2005, 20:45:54 » |
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Could be. Ring them up to clarify it. As it is an overdraft EXCESS fee maybe it means that you are overdrawn too much or have been overdrawn too many times. Banks are funny with things like that.
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sonicyouth
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« Reply #6 on: Wednesday, November 2, 2005, 20:47:44 » |
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checked online earlier that's how i found out.
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Nils
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« Reply #7 on: Wednesday, November 2, 2005, 20:48:42 » |
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I suggest that you go in and see the bastards.
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DMR
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« Reply #8 on: Wednesday, November 2, 2005, 20:49:16 » |
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On that note, I get my first debit card in 3 days... Spending spree  |
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sonicyouth
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« Reply #9 on: Wednesday, November 2, 2005, 20:49:41 » |
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Could be. Ring them up to clarify it. As it is an overdraft EXCESS fee maybe it means that you are overdrawn too much or have been overdrawn too many times. Banks are funny with things like that. i've been overdrawn for about 6 months |
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unclemark
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« Reply #10 on: Wednesday, November 2, 2005, 20:55:07 » |
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i've been overdrawn for about 6 months :roll: Congratulations Dave btw. I still haven't used my debit card yet :? |
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Leggett
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« Reply #11 on: Wednesday, November 2, 2005, 20:56:07 » |
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ah its probably meant to come to me mate, just ignore it  had a phonecall of them earlier, "excuse me mr leggett would you be able to come into the branch to discuss your accounts with us please?" *cue james shitting himself, asks what for* "we've been looking at your accounts and could probably save you money" *james breathes a long sigh of relief* |
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Fuck you Leggett, fuck you.
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DMR
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« Reply #12 on: Wednesday, November 2, 2005, 20:56:18 » |
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HSBC like me  |
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magicroundabout
Fanta Pants
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« Reply #13 on: Wednesday, November 2, 2005, 20:56:52 » |
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On that note, I get my first debit card in 3 days... Spending spree first rounds on you at the city game then  |
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unclemark
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« Reply #14 on: Wednesday, November 2, 2005, 20:57:16 » |
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HSBC like me Why? |
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