I was referring to what's known as the Money Purchase Annual Allowance (MPAA), which as the name implies only applies to money purchase a.k.a defined contribution pensions.
If you take income from a final salary a.k.a defined benefit pension, the MPAA does not apply.
Recycling rules are something different entirely, which are to discourage people from taking a tax free lump sum and then pumping it straight back into a pension to benefit from tax relief.
Thanks for the clarification. I’m about to take my DB lump sum to fund some significant property upgrade and increase the actual contributions while I still work for 3 years leaving my take home pay the same and building up another small pot for when I actually retire.
