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Author Topic: mobile phone insurance  (Read 1291 times)
Chubbs

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« on: Thursday, February 4, 2010, 10:28:38 »

has anyone insured their phone independantly, as in with a company other to the one supplied to you when you got your phone, my insurance was quoted as 7.99 month which i thought was a bit steep considering im allready paying £40 a month for the phone, so im looking at getting it insured by a different company for cheeper (hopefully) any reccomendations?
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LucienSanchez

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« Reply #1 on: Thursday, February 4, 2010, 10:33:52 »

Mine iPhone was covered by my contents insurance when i had it nicked in Cardiff.
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Chubbs

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« Reply #2 on: Thursday, February 4, 2010, 10:40:49 »

ahh never through of that, i'll look into that
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LucienSanchez

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« Reply #3 on: Thursday, February 4, 2010, 10:45:20 »

You obviously have to pay an excess on that though should you lose/break it. But you're getting the peace of mind for free, i guess as you're already paying for it.
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nevillew
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« Reply #4 on: Thursday, February 4, 2010, 10:49:10 »

You obviously have to pay an excess on that though should you lose/break it. But you're getting the peace of mind for free, i guess as you're already paying for it.

Just a thought, with all these 'cash for mobiles' adverts now, I bet the insurance company won't pay out so willingly.
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LucienSanchez

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« Reply #5 on: Thursday, February 4, 2010, 10:54:38 »

Good point. But then i suppose if you report it stolen, get your crime number etc. there isn't too much they can do, if your mobile is covered by your policy? I don't really know the intricacies of insurance...
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Phil_S

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« Reply #6 on: Thursday, February 4, 2010, 11:10:41 »

Some bank accounts also include mobile phone insurance in their monthly fee.
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Simon Pieman
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« Reply #7 on: Thursday, February 4, 2010, 11:57:36 »

Make sure it covers call costs too. My mate learnt the hard way that someone can run up a massive bill in just a couple of hours
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TownLoyal

« Reply #8 on: Thursday, February 4, 2010, 14:45:15 »

I took out insurance from the bank for my phone, £3 a month for first 3 months then £7pm onwards and it includes Phone, AA breakdown cover and a few other things (can't remember what though!) Bargain in my eyes as another place wanted double that.
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Phil_S

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« Reply #9 on: Thursday, February 4, 2010, 16:54:52 »

I took out insurance from the bank for my phone, £3 a month for first 3 months then £7pm onwards and it includes Phone, AA breakdown cover and a few other things (can't remember what though!) Bargain in my eyes as another place wanted double that.
Travel Insurance ?
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