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Author Topic: Getting a credit card...  (Read 4087 times)
Mexicano Rojo

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« Reply #15 on: Tuesday, March 3, 2009, 09:38:44 »

Get a job, and get a grip. Or face up to the fact your spending more moeny than youve got and start selling the big issue. I know you are a drunken prick dave but you never come across in real life like a 100% cock. Stop living above your means.
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Batch
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« Reply #16 on: Tuesday, March 3, 2009, 09:40:31 »

I just switched credit card after Capital One tried to stiff me for 22% on purchases.

I was amazed how easy it was, apply on line, they check the electoral role and the credit card turns up ready to go (too just over a week). No signing anything in ink at all, except the new card.

However as you are a student I doubt the process will be as quick. Firstly you aren't going to be on the electoral role at your current address, so I'd imagine that'll delay things for a start. That's it - I don't think you'll get it as quick as you need.
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Peter Venkman
Past glories motivate us when times are bleak.

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« Reply #17 on: Tuesday, March 3, 2009, 09:40:37 »

Getting a credit card was the worst mistake I ever made.

Ditto
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From the station at Colchester
To the cells of Warrington
From the services at Leicester
To the slums of Northampton

We travel over England
And one day Europe too

Cos we all follow the Swindon
We're the famous Town End crew.
Don Rogers Shop

« Reply #18 on: Tuesday, March 3, 2009, 10:02:20 »

Sell heroin, me and steve have started doing this and it is a lucrative return.Alternatively start taking heroin and you can forget your money worries
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Simon Pieman
Original Wanker

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« Reply #19 on: Tuesday, March 3, 2009, 10:45:05 »

Sell heroin, me and steve have started doing this and it is a lucrative return.Alternatively start taking heroin and you can forget your money worries

Anyone remember that thread about Dave asking the TEF whether he should shoot up with his mate? Golden TEF moment that.

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Gazza's Fat Mate
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« Reply #20 on: Tuesday, March 3, 2009, 11:04:45 »

Get a job, and get a grip. Or face up to the fact your spending more moeny than youve got and start selling the big issue. I know you are a drunken prick dave but you never come across in real life like a 100% cock. Stop living above your means.

well said!
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Ash - "GFM Mate your like like Marmite you Love it or Hate it"
Christian Roberts " I fucking hate Marmite"
Luci

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« Reply #21 on: Tuesday, March 3, 2009, 11:53:03 »


You won't get one instantly thats for sure.  Cards and PINS are issued centrally so that they don't arrive at the same time.  7 day wait minimum.
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Arriba

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« Reply #22 on: Tuesday, March 3, 2009, 12:22:36 »

become a rent boy
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nevillew
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« Reply #23 on: Tuesday, March 3, 2009, 13:00:32 »

Good time to be a student really, with an interest-free overdraft and 2% loan etc, with a bit of luck when I come out things will be on the up again.

Can't help but think some of you are being a bit naive though saying your job/company is safe,

Ring any bells ?  You're on a slippery slope . You need to get it sorted, quickly.

You've got two fines against you on the files, about to go into rent arrears. How are you going to get accommodation next year? Do you think people don't take this into account ?

A credit card is the last thing you need right now.
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Paolo Di Canio, it's Paolo Di Canio
Rich Pullen

« Reply #24 on: Tuesday, March 3, 2009, 13:03:44 »

In my experience, housing in university life is far different than outside said bubble - as long as landlords get their money they couldn't care less about a students financial past!

Although I don't know DMR's situation - my student loan installments covered rent.
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STFCBird
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« Reply #25 on: Tuesday, March 3, 2009, 13:15:31 »

Get a job!  I've had to apply for a second job because we are skint!
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Dozno9

« Reply #26 on: Tuesday, March 3, 2009, 13:21:35 »

However as you are a student I doubt the process will be as quick. Firstly you aren't going to be on the electoral role at your current address, so I'd imagine that'll delay things for a start. That's it - I don't think you'll get it as quick as you need.

He might be, I was at Uni in Bristol (sorry TE) and was on the electrol register in Bristol.
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Rich Pullen

« Reply #27 on: Tuesday, March 3, 2009, 14:02:37 »

Get a job!

...and that too. I worked throughout uni and could never understand how my friends didn't need to! I believe their darling parents were their "employers". Envious? Probably.
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DMR

« Reply #28 on: Tuesday, March 3, 2009, 14:38:25 »

Cheesy Cheesy Cheesy

I love Halifax. Beautiful overdraft extention.
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Mexicano Rojo

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« Reply #29 on: Tuesday, March 3, 2009, 14:39:27 »

good lad, now go and buy 10 grams of charlie, cut it and make a couple of hundred profit.
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