zir fred

[chalkies_shorts]

The problem with the torys is that anybody who votes for them is horrible scum.

Good shout althuogh a bit lenient

[Colin Todd]

   As opposed to the fine examples of human beings who vote labour?

[Samdy Gray]

  As opposed to the fine examples of human beings who vote labour?

Exactly.

Is it socially acceptable to vote for anybody these days?

[ron dodgers]

does having all this toxic debt (500 billion) mean that we all have a timeshare in a house in the US - can I have one in Oregon please? Let's repossess America

[Ironside]

The problem with the tory's is that they're vitually identical to labour.

[flammableBen]

I think it's more that the problem with labour is that they've become almost virtually identical to the torys.

[Ironside]

But it's the tory's who are no longer conservative.  Or unionist.

Anyway. It's all labours fault and the sooner they fuck off and die, the happier I'll be. Provided we don't end up with the liberals who will prove to be an even bigger bunch of cunts.

[sheepshagger]

Does that make you racist sheepshagger?

Nope - just xenophobic against the jocks

[spacey]

Agree about the nuclear war, mutants, Mad Max scenario.

But people dont always hate who is in power the most. The last 2 goverments have lasted 3 terms

Fair point. I guess there's the matter of the memory fading of the last lots failures before the other lot get the blame. A part of me wants the Tories to get in just so I can laugh at the people that voted for them. Another part of me thinks that's a ridiculous thing to say and stabbed me in the leg.  

[Colin Todd]

I am genuinley confused who is actually going to vote labour these days. 

All the old labour far left socialist types would be much better off voting lib dem as they have much more in common with them than they do with nu-labour.  Floating voters and previously converted tories arnt going to vote labour either. which I guess just leaves people "who always vote labour"

[spacey]

People will vote Labour to keep the Tories out. That's my only motivation.

[Phil_S]

Point of fact: What strted it all was a new way of funding mortgages.  Traditionally building societies have savers who get X-Y (Bank base rate less a bit). The Societies then lent this out to mortgage borrowers at X+Z (Bank Base plus a bit) to make a profit. problem was mortgages were hard to get & then were only at standard variable rate.
Then banks came along and joined in, which was great because it made rates more competetive. Then they thought up a new wheeze. The banks started selling their mortgage books to investment companies & other banks so they could lend the money back out again. The main benefit to this was that their was more money available to lend driving rates down & making mortgages more freely available. Problem was that it became all about market share, & since the lenders were going to be selling the mortgage books they were less worried about credit risks - they's have moved the mortgage on before it defaulted. In fact in the US they weren't bothered at all. The problem spread when banks in the UK strted buying American mortgage books.
Regulation in the UK is VERY tight, but not in the right area. The FSA focus on the way a mortgage is presented, not the lending criteria. I know, because every mortgage I arrange resulkts in a about 100 pages of paperwork in triplicate!
The problem here began with Northern Rock, Savers wanted their money back & the bank had lent it all out & then some so it wasn't there. (They NEVER did 125% mortgages, but they did lend upto 30% unsecured at the same rate on top of a 95% mortgage.).
The mistake oyr government are making is that as they all too often do they say different things to different people desparately trying to remain eleectable. They tell the Nation the banks should lend more, but through the FSA, they tell the banks to retain more, so they have the "liquidity" to pay out to savers who want to cash in or in case they lose more monety in "Toxic" debt.

[Colin Todd]

People will vote Labour to keep the Tories out. That's my only motivation.

Unless things change dramatically in the next 18 months (i dont think they will)  then thats pointless because the tories will win with a landslide regardless.  If you are that way inclined then you might as well vote lib dem, at least they will actually be left wing rather than a tax and spend version of the tories with added scoial engineering.

[flammableBen]

It's probably best not to vote. All that you don't have a right to complain stuff is complete bollocks. By voting you're only legitimising whichever numpties get in.

[Arriba]

People will vote Labour to keep the Tories out. That's my only motivation.

i agree.i could never vote tory,but think there aint much between the labour of now and the tories of the 80's and 90's.
i might just spoil my vote?