Suing an insurance company

[glos_robin]

What do you reckon the chances of being successful are?

They've just broken the 10th start date they've given to start repairing our house after the July floods. They tried to shut my dad up by offering him £100 but he found that an insult and told them he'd see them in court....

They've now given a January the 7th start date which is 6 months since the floods happened now and its getting fucking ridiculous...

[axs]

i'd go to the governing body or OFT / CAB, ask for advice or previous cases.

[glos_robin]

i'd go to the governing body or OFT / CAB, ask for advice or previous cases.

Already doing that but the fact their trying to fob people off with insulting offers has made my dad determined to sue them...

[axs]

if you can find some other flood victims with the same insurance company it may strengthen your case in one of two ways:

a) they have already been sorted so you can claim you are being unfairly treated

b) they haven't been sorted and you can group together and mount a case.

[janaage]

I don't think suing is the way forward, why not try and get one of those national newspaper "troubleshooters to sort it out for you.

THe companies terms and conditions probably have all sorts of small print to cover them, but a national newspaper taking the story on will lead to bad publicity if they don;t sort it out.

I'm sure the Daily Express has a column like that btw.

[STFCBird]

Whilst you are at it glos robin tell them about my crappy horse insurance.

[Gazza's Fat Mate]

This is my job people!!!!!!

PM your number and I will give you some advice. Once I know your excat problem I will be in a better postion to advise so please do not delay.

ps I know I come across as a prick on here but when insurance claims are involed ie my job I am actully very clever.

[STFCBird]

This is my job people!!!!!!

PM your number and I will give you some advice. Once I know your excat problem I will be in a better postion to advise so please do not delay.

ps I know I come across as a prick on here but when insurance claims are involed ie my job I am actully very clever.

I have pm'd you GFM, let's see what you are made of  

[Colin Todd]

This is my job people!!!!!!

PM your number and I will give you some advice. Once I know your excat problem I will be in a better postion to advise so please do not delay.

ps I know I come across as a prick on here but when insurance claims are involed ie my job I am actully very clever.

I have pm'd you GFM, let's see what you are made of  

lard and recyled BNP leaflets?

[Foggy]

This is my job people!!!!!!

PM your number and I will give you some advice. Once I know your excat problem I will be in a better postion to advise so please do not delay.

ps I know I come across as a prick on here but when insurance claims are involed ie my job I am actully very clever.

I have pm'd you GFM, let's see what you are made of  

lard and recyled BNP leaflets?

That did make i laugh

[Miles Mayhem]

gaz who do you work for in the insurance game. as i also work in home and motor.

[Gazza's Fat Mate]

gaz who do you work for in the insurance game. as i also work in home and motor.

not being nasty but I would rather not tell the world who i work for. Lets just say I work for a small ULR compnay who you will never of heard of but ever insurance company knows who we are!

[chalkies_shorts]

I've worked previously in the insurance industry and have had success suing them, albeit about whether something was covered or not. To my mind, your situation is a straight forward breach of contract. Offering you money weakens any case they have. If the building company your insurers have provided are not reliable then ask for them for others. If they cannot line anyone up then suggest you appoint your own. I think you have been reasonable beyond what should be expected.
Personally, I would go back to them and tell them what you intend to do unless they have strong objections otherwise.

[Gazza's Fat Mate]

I've worked previously in the insurance industry and have had success suing them, albeit about whether something was covered or not. To my mind, your situation is a straight forward breach of contract. Offering you money weakens any case they have. If the building company your insurers have provided are not reliable then ask for them for others. If they cannot line anyone up then suggest you appoint your own. I think you have been reasonable beyond what should be expected.
Personally, I would go back to them and tell them what you intend to do unless they have strong objections otherwise.

legal proceddings do not provide the swift sword of justice that people expect the defendant for example can have up to 6 weeks to respond to any proceddings from the date of service! Plus drawing a county court summons and getting it right is not all that easy. your summuary I bleive is a bit simplistic and your statment that the offer of money weakens their case is rubbish payment of a claim does not constitue an admission of libilty etc etc I got go on all but alas I actully have insurance claims to deal with !

[Gazza's Fat Mate]

ps I can't check the towend now till arfter 6 but if you let bushey  boy know if you wnat help and I'll reply