Coventry - mugs for building a new ground when it wasnt needed.
Luton - trapped by their shit hole ground, wont get any money for the land. Overspent chasing the Prem.
Bournemouth - show how unstable the league really is. Decent attendances, nice ground. Run on a shoe string (but reasonably well run) and still in crisis.
Cardiff - Peter Ridsdale. Enough said.
Swindon - A complete mess for 10 years in terms of off field structure.
You're right, most of those clubs are in some way to blame for the state they're in, but the article does highlight the whole problem with football at the moment: the complete obsession in the media (and boardrooms) with the Premier League. And the Premier League is fucking boring - it's the Big Four, and nobody else has got a hope in hell. I can't even be arsed to watch Match of the Day any more.