thursday-i check my account, it's £100 from my overdraft limit
friday-i get paid weekly still at work...phone up to check cos it was raining a bit friday at lunch n didn't fancy a wander up to barclays to check i got paid. "blah blah £250 over your overdraft limit"...strange thinks i....i got paid today.
phone the agency "did i get paid?" "yup"
stranger...so i get drenched going to barclays to realise i have been paid and there's a massive difference between my statement balance and my "actual balance. "what's the difference between these two balances for?", helpful barclays lady "that's a withdrawl that's pending", "oh....where's the money going?! i think i'd remember spending £487", "dunno you have to wait for it to come out and then it'll show"
go back to work wet and fuming, colleague suggests it's a direct debit that'll drop off so i let it go thinking i'll find out monday when the account updates
saturday- i had nothing else to do (didn't fancy spending money incase i had made a horrendous mistake with money!) so i think i'd phone up and find out if my account has settled down.
"blah blah £550 over your overdraft limit" put phone down, phone again.. "blah blah £550 over your overdraft limit. press this that the other for these things...press 6 to speak to someone"
me-"hi i was wondering if you can see the last few transactions on my account?"
chris at barclays-"yup...*pause*...are you abroad at the moment?"
me-"umm no, i'm in swindon"
chris- "there have been some withdrawls somewhere*" (* can't remember where)
me-"oh...is that a shop or something"
chris-"no it's in croatia"
me-"ah...well can i be put through to your fraud team please haha"
nicky at fraud at barclays-"can i verify you first?"
me-"course you can nicky"
nicky-"ok, who do you share the account with?"
me- HAHAHAHAHAHAHAHAHA what? no one, or i thought as it was no one. " (what a fucking question!!!

)
nicky-"haha oh yeah. sorry haha"
cards cancelled, going to branch monday to go through my statements and fill out reclaiming form.
thought i'd share with you