|
sonic youth
|
 |
« Reply #30 on: Saturday, December 30, 2006, 00:26:57 » |
|
dave_m_russell...he's on the internet, he's here to argue and everyone must know his opinions!
|
|
|
|
|
Logged
|
|
|
|
|
DMR
|
|
« Reply #31 on: Saturday, December 30, 2006, 00:27:05 » |
|
i know, that's why i rent.
that's thw whole point.
"you live to your means" simply shows i'm right!
|
|
|
|
|
Logged
|
|
|
|
|
DMR
|
|
« Reply #32 on: Saturday, December 30, 2006, 00:27:44 » |
|
dave_m_russell...he's on the internet, he's here to argue and everyone must know his opinions! dave_m_russell, moved out and fully employed despite you having a 2 year head start  |
|
|
|
|
Logged
|
|
|
|
Simon Pieman
Original Wanker
 Offline
Posts: 36334
|
|
« Reply #33 on: Saturday, December 30, 2006, 00:28:53 » |
|
hence, you get an overdraft. not an overdraft and a bit extra at the banks expense.
it's like saying i couldn't be arsed to buy a parking ticket but why should i get the fine? err, because it's the law and on your contract in balck and white? It's also the law that bank charges should represent a fair penalty (a proportion of the amount for example). It's often that they are not and so this is the issue. It isn't that people have gone over their limits as such. |
|
|
|
|
Logged
|
|
|
|
|
DMR
|
|
« Reply #34 on: Saturday, December 30, 2006, 00:33:08 » |
|
you're the accountant and i agree.
it's when people so blow money they don't have that annoys me, and thats my point. i can ahrdly afford to keep myself going and then people like me end up copping it for spendthrifts.
surely you can understand that?
|
|
|
|
|
Logged
|
|
|
|
Bushey Boy
Offline
Posts: 8351
|
|
« Reply #35 on: Saturday, December 30, 2006, 00:34:07 » |
|
why do you end up copping it?
|
|
|
|
|
Logged
|
|
|
|
bigbobjoylove
Offline
Posts: 4198
|
|
« Reply #36 on: Saturday, December 30, 2006, 00:35:09 » |
|
I'm going to have a bash at this. Pretty careful with money so only about £100 for me.
My mum though is owed about £500 and my dad £700 so I'm going to start the process with them.
Power to the people!
|
|
|
|
|
Logged
|
|
|
|
|
DMR
|
|
« Reply #37 on: Saturday, December 30, 2006, 00:38:38 » |
|
why do you end up copping it? i'd wager i do somehow  interest rates fuck me on both my savings and my rent but i'm sure thats so the banks make sure they make their dough back off overspenders ash & si, i need some property and financial advise |
|
|
|
|
Logged
|
|
|
|
|
sonic youth
|
|
« Reply #38 on: Saturday, December 30, 2006, 00:39:54 » |
|
dave_m_russell...he's on the internet, he's here to argue and everyone must know his opinions! dave_m_russell, moved out and fully employed despite you having a 2 year head start a two year head start during which i was ill, yeah. the crux of the issue is that the banks charge a fixed amount whether you go 10p over drawn or £100, the law states that they're only supposed charge an amount which covers their costs. |
|
|
|
|
Logged
|
|
|
|
Bushey Boy
Offline
Posts: 8351
|
|
« Reply #39 on: Saturday, December 30, 2006, 00:40:15 » |
|
shoot, but I wouldnt take you on as a client as youd piss me off, go for it though
|
|
|
|
|
Logged
|
|
|
|
|
DMR
|
|
« Reply #40 on: Saturday, December 30, 2006, 00:43:57 » |
|
cheers ash
question 1, can i borrow 5 grand?
|
|
|
|
|
Logged
|
|
|
|
Bushey Boy
Offline
Posts: 8351
|
|
« Reply #41 on: Saturday, December 30, 2006, 00:44:37 » |
|
depends on your credit rating but what is it for how long do you need it, to be fair 5k isnt hard to borrow
|
|
|
|
|
Logged
|
|
|
|
|
DMR
|
|
« Reply #42 on: Saturday, December 30, 2006, 00:46:02 » |
|
how do i find out my credit rating?
and if it's easy to borrow you can fork up later...
it's for a 3 month period to buy a new car
|
|
|
|
|
Logged
|
|
|
|
Bushey Boy
Offline
Posts: 8351
|
|
« Reply #43 on: Saturday, December 30, 2006, 00:47:13 » |
|
3 montsh then in that case make sure there are no penalties, if its only 3 montsh why not just wait
|
|
|
|
|
Logged
|
|
|
|
|
DMR
|
|
« Reply #44 on: Saturday, December 30, 2006, 00:47:53 » |
|
because i can't save, any free money i ahve gets pissed away
|
|
|
|
|
Logged
|
|
|
|
|
