car insurance- second year

[DMR]

can any of the younger members help me out here?

my first year with adrian flux is up soon and they'ved quoted me 720 quid as my renewal

quinn direct is the best i can find so far at 640

who'd you go far after your first year?

[McLovin]

CIS or Norwich Union are who i've always been with, but Tesco is meant to be good too.

[Ralphy]

I'm not a young un at 24 but i use Admiral and i reckon £1200 on a group 17 car isn't bad at my age.

[Arriba]

i've used churchills for years,fuck knows what they're like for young uns but give them a try anyway

[Bushey Boy]

I use UK insurance but they are shite but 900 isnt too bad!

[RobertT]

why not have a look at one of the comparison sites?

moneynet.co.uk
moneysupermarket.com
confused.com
uswitch.com (although not sure if they do insurance comparisons).

Use them as a guide then get proper quotes from the better looking ones.

Norwich Union do that odd per per mile one, where they stick something in young uns cars to track usage.

[STFCBird]

You should try Sheila's Wheels Dave.  You are a bit of a girl after all  

[sonic youth]

have a gander on the comparison sites rob posted, usually a decent range of prices to look at.

i'm with direct line, two years no claims bonus as a named driver and discount as my parents car is on direct line as well.

i got a quote on a mini cooper which is cheaper than what i'm paying on my clio i just need 6k now.

[Foggy]

You should try Sheila's Wheels Dave.  You are a bit of a girl after all  

What particular bit are you refering to ? The fact that he is either a tit, or a twat or the C word which i hate using in front of ladies ?

[Nomoreheroes]

I'm afraid the best way to proceed is to shop around. Insurance companies are notorious for giving you a 'good' deal in the first year hoping that you will stay with then for a 2nd and 3rd etc. It is then that they really stiff you ! Having said that, there are some exceptions, but I think other factor come into play then.

You can never tell which insurance company is going to be the best as often their rates depend upon how many policies they have sold at that point of the year or month in some cases. So all of your mates insurance experience may be totally different to yours.

My advice ? Look on t'internet on the sites that were suggested to get a rough idea of spread. Then pull out the Yellow Pages, look up car insurance, and phone up ALL of the 1-800 numbers. That way you will get the best deal.

Thats the way I always used to do it in the UK and I never found anyone who had cheaper insurance than me !

NMH

[RobertT]

Then pull out the Yellow Pages, look up car insurance, and phone up ALL of the 1-800 numbers. That way you will get the best deal.

Thats the way I always used to do it in the UK and I never found anyone who had cheaper insurance than me !

NMH

I see you've been fully consumed by the US of A now

[STFCBird]

You should try Sheila's Wheels Dave.  You are a bit of a girl after all  

What particular bit are you refering to ? The fact that he is either a tit, or a twat or the C word which i hate using in front of ladies ?

he has a nice pair of lips  

[pumbaa]

Then pull out the Yellow Pages, look up car insurance, and phone up ALL of the 1-800 numbers. That way you will get the best deal.

Thats the way I always used to do it in the UK and I never found anyone who had cheaper insurance than me !

NMH

I see you've been fully consumed by the US of A now

 

NMH offers sound advice though. A bit of time invested can save you hundreds of £££££. Also fully understand the clauses they quote as well - they can rattle them off pretty quickly, so take time to ask questions. Also if you up your Excess amount, you can make some big savings - however I suspect as a young 'un you've got a fairly substantial XS as it is.

I'm going to have some fun when I return to the UK in 18 months having had no insurance in the UK for three years.....ho hum.

[Nomoreheroes]

Then pull out the Yellow Pages, look up car insurance, and phone up ALL of the 1-800 numbers. That way you will get the best deal.

Thats the way I always used to do it in the UK and I never found anyone who had cheaper insurance than me !

NMH

I see you've been fully consumed by the US of A now

 

NMH offers sound advice though. A bit of time invested can save you hundreds of £££££. Also fully understand the clauses they quote as well - they can rattle them off pretty quickly, so take time to ask questions. Also if you up your Excess amount, you can make some big savings - however I suspect as a young 'un you've got a fairly substantial XS as it is.

I'm going to have some fun when I return to the UK in 18 months having had no insurance in the UK for three years.....ho hum.

Ooops !   The sad thing is that I still couldn't see what I'd done wrong even when it was highlighted...Very, very worrying ! Resistance is indeed futile !!!

For Mr Coxernator, try the Sunrise Group of Pennsylvannia for your insurance. They do a special for military and Mr Blair's army. Much cheaper than Farmer's, Geico etc.

Ref returning home: Have been in that position before (and will be again next year). The way I get round it is to be 'honest' in my answers to questions. ie Just don't tell them unless they ask. If it causes a problem, ask for the manager etc.

NMH

[Nomoreheroes]

I see that RSA would desperately love your (and anyone elses) business !

http://news.bbc.co.uk/1/hi/business/5094642.stm

NMH