Can I have someone elses opinion on this please

[janaage]

As my mother always says, its not a no blame bonus, its a no claim bonus. I think your insurance company will still try and screw more money out of you if you do it through them even if its not your fault.

Not if you go through a claims company, and not your insurance company.  I thought the same thing as your mum Will, but it's really not the case if you don't technically go through insurance.

[janaage]

If it was me I'd give him a ring. Simply book into a garage that will give you a courtesy car. It's not going to take long to repair anyway.

My opinion is that whilst it was his fault, if he is willing to sort things out there is no need to hurt his no claims. Although if he's got a company car then he'd claim on the company's insurance anyway wouldn't he? Doesn't the whole argument become a bit irrelevant?

I think you're missing the point Si, the bloke is an estate agent!!!!!!!!! 

[BANGKOK RED]

Am I missing something?

Is their any other option JFW asides from having it sorted from your own pocket? If not then tell your colleagues to shove their bitching where the sun don't shine.

Or even better, if they really are so concerned about this bloke then why not suggest that they chip in and cover it themselves.

[Jamiesfuturewife]

Im not sure if its a company car -  Im assuming

Thanks for your help guys I feel a bit better

I have the day off tomorrow so going to sort it out from home away from all these drama queens - at the end of the day I dont know this guy from Adam so I have no loyalty to him

[Leggett]

i hit a company car when i was younger, i spoke to the driver and even rang up the owner of the business offering to pay for the damage (it was about £600 for both cars, fuck all really) but he was adamant that it should go through the insurance. he even said that his son had done the same thing, and he'd paid for it, not the son. what a bastard. still went through my insurance and i lost my NCB.

JFW, fuck 'em. i guarantee if it had been the other way round they'd be riding you for all you had, so screw those bastards over. dont let your colleagues bully you into something you dont want to do, you're not the one at fault here. he shouldnt have left the scene anyways!

[Batch]

As my mother always says, its not a no blame bonus, its a no claim bonus. I think your insurance company will still try and screw more money out of you if you do it through them even if its not your fault.

Not true, because in a no blame claim  it is not you policy you are claiming from. It is the other guys.

The  only risk is if they contest it (so not admit liability) - then you may have to claim on your insurance to get the repair done and this will be removed when blame is established (asked DV). However this is not the case here given the bash happened when JFW was not in the car! Unless she was illegally parked.

Given the convenience I can see why you'd use the third party company though. Noted for future reference.

And JFW, it's your call. Personally I agree with Jan. If you are confident the bloke will go to a reputable repair centre (dealer or pro-shop approved by Peugot) and will hire you a car for the duration then it's up to you.

You need a proper job done either way so resale value is not affected. Make sure wherever you go (insurance or otherwise) that the repair will not invalidate your Peugot body work warranty.

[Simon Pieman]

If the bloke wants to sort it through insurance then I think it's fair enough if you want to use the Helphire etc.

If he wants to pay it personally (still not through insurance) then I think it's fair enough. He probably doesn't want to go through insurance for the same reason as JFW.

[Phil_S]

I'd speak to the guy first. Ok he didn't stay at the scene, but he didi call later. How many times do people knock a parked car & just clear off.
See what he has to say, & remember he is the "guilty" party so no need to feel intimidated.  It may not be a Co car, he could just be paid a mileage allowance.
Key thing as has been said, is to ensure that it is restored to it's former glory by a peugeot dealership. Way I'd approach it is to let him do all the hassle & arrngements (like Helphire). If he is willing to do this Ok. Get his Insurance details though what ever you do.

[Leggett]

come on, open your eyes, do you guys honestly think if she'd hit him he'd be as nice as that? he wouldn't give 2 shits about running it through his insurance.

[flammableBen]

come on, open your eyes, do you guys honestly think if she'd hit him he'd be as nice as that? he wouldn't give 2 shits about running it through his insurance.

That's the sort of logic that people use to justify being a cunt in the first place.

There's no reason not to ring him and see what he says. If he's being difficult or you feel as if he's preassuring you to get it sorted on the cheap or something then just tell him to stuff it and do what you were going to anyway with these thingy people who sort if for you.

[Samdy Gray]

He's an estate agent, therefore I say you take him for all he's worth. It's what he does to Joe Public every day.

[Jamiesfuturewife]

I love you guys

 

Now if someone could just sort out my bottom wisdom teeth hurting (and tell me why it feels like my top ones are growing back!!) and why the postman hasnt delivered my singstar game this morning I will be truely happy

[flammableBen]

a tipple of brandy will sort out the wisdom teeth.

[Jamiesfuturewife]

how much is a tipple??

[Samdy Gray]

...and why the postman hasnt delivered my singstar game this morning I will be truely happy

Blame Ralphy... or Leggett.