janaage
People's Front of Alba
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Posts: 14825
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« Reply #15 on: Saturday, July 21, 2007, 10:18:43 » |
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You should be covered on your car insurance but unless you have protected no claims I expect you will lose your no claims.
As for the "act of God/terrorism" style of exclusions that are included in policies do not worry about it mate.
If you consider Russia launching a three nuclear bomb attack on uk wiping out London, Birmingham and Manchester the insurance companies could not afford to pay out every building, life, income protection claim that came in, so they have to protect themselves.
In times like these yes there are plenty of cliams but nothing that would put a company out of business, therefore it'd be really bad press if your company decide hide behind that exclusion and another company pays out.
So in summary you shouldn't have any problems claiming for flood damage.
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lebowski
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« Reply #16 on: Saturday, July 21, 2007, 10:53:50 » |
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i'm lucky in that my home is fine but i really feel for you mr glos robin.
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lebowski
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« Reply #17 on: Saturday, July 21, 2007, 10:54:12 » |
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ps. i hope you keep your season ticket upstairs.
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glos_robin
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« Reply #18 on: Saturday, July 21, 2007, 10:59:36 » |
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Not protected no claim as needed 4 years no claims which would ironically be next month.
So as long as the thing moves I'll just get rid me thinks. It is being part exchanged towards my new car which is due Sept 1st but if I could get it before then possibly. If that happens I'll take them up on the early off make sure mine is clean and is running and give it to them to deal with before any problems develop on it. Can't see the central locking light flashing though so the ECU might be fucked.
Downstairs in the house is abit shit is a bit shit and the loss adjusters are going to be busy down here........that what happens when they keep building on the fucking flood plains that surround Tewkesbury. Currently got the blue Police helicopter circling and some dirty great oil rig transporter helicopter helping out. Utter chaos, can see the M5 from my house and that was like a car park all night as well
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millom red
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« Reply #19 on: Saturday, July 21, 2007, 11:05:26 » |
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Hope it clears up for you soon Glos...
More to come yet according to the beeb....good luck mucca.
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f it dont need fixing....dont fuckin break it
Await The Day
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glos_robin
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« Reply #20 on: Saturday, July 21, 2007, 11:08:05 » |
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Cheers mate, strangely the internets fine but the BT line is now down....strange.
The waters starting to drop but everything downstairs from floors, walls to furniture we couldn't get upstairs will need replacement.
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janaage
People's Front of Alba
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Posts: 14825
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« Reply #21 on: Saturday, July 21, 2007, 12:19:58 » |
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fucking hell man, that's pretty rough.
Hope you get it all sorted as soon and with as little trouble as possible!!
Funnily enough a mate of mine at work lives in one of those new houses, built on the flood plain in Tewkesbury, the ginger bastard!!
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pumbaa
Ha, no cunt in my title anymore. Oh.....
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Fartmeister
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« Reply #22 on: Saturday, July 21, 2007, 12:39:49 » |
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Sorry to hear about all your troubles glos. Hope you get everything sorted out quickly as I know its very unpleasant living in a damp house.
Insurance companies are very smart nowadays. They know by postcode whether your house is built on a flood plain, and will load your premium accordingly. You should be covered fine, but as others have said, may find subsequent renewal premiums more expensive. I've no idea about how your car insurance will be dealt with though.
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Bennett
No Comment
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Posts: 9745
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« Reply #23 on: Saturday, July 21, 2007, 13:48:57 » |
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woops it's literally just started to fucking cunt down
(i'm a slightly more street michael fish)
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This is the water.
And this is the well.
Drink full and descend.
The horse is the white of the eyes and dark within.
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Samdy Gray
Dirty sneaky traitor weasel
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« Reply #24 on: Saturday, July 21, 2007, 13:49:46 » |
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woops it's literally just started to fucking cunt down
Not over the West side yet... |
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Fred Elliot
I REST MY FUCKING CASE
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« Reply #25 on: Saturday, July 21, 2007, 13:50:58 » |
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Its cunting it down in Stratton too
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Bogus Dave
Ate my own dick
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« Reply #26 on: Saturday, July 21, 2007, 13:58:40 » |
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Thats shit news glos, hope you get it sorted.
Thankfullt the rain today is not meant to be anywhere near as bad as yesterday.
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Things get better but they never get good
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Fred Elliot
I REST MY FUCKING CASE
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« Reply #27 on: Saturday, July 21, 2007, 14:00:35 » |
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Sorry about your woes Glos
Hope everything gets sorted ok for you and the family fella
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ron dodgers
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shaddap your face
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« Reply #28 on: Saturday, July 21, 2007, 17:40:35 » |
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it aint the new houses that get flooded it's the ones next down the line (as said on other posts) - it's fuckin' wrong sue the Environmental Agency (oh you can't)
sorry Glos - it should get drier next week
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RobertT
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« Reply #29 on: Saturday, July 21, 2007, 21:35:29 » |
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isn't it due to piss down on Wednesday?
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