SwindonTartanArmy
Go Team GB!
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Posts: 2917
London Scottish - More History than Franchise!
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« on: Monday, March 19, 2007, 17:36:32 » |
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Anyone claimed theirs back yet??? Im in the middle of my 40 day Data protection wait for 6 years worth of bank statements. Looking forward to claiming shit loads back from Abbey (£400 in the last year alone!!!)
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Vi er best i verden! Vi er best i verden! Vi har slått England 2-1 i fotball!! Det er aldeles utrolig! Vi har slått England! England, kjempers fødeland. Lord Nelson, Lord Beaverbrook, Sir Winston Churchill, Sir Anthony Eden, Clement Attlee, Henry Cooper, Lady Diana--vi har slått dem alle sammen. Vi har slått dem alle sammen. Maggie Thatcher can you hear me?
Your boys took a hell of a beating!"
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juddie
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Posts: 2978
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« Reply #1 on: Monday, March 19, 2007, 17:38:40 » |
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I've just received six years of statements. Barclays are going down to the tune of 850 quid.
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sonic youth
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« Reply #2 on: Monday, March 19, 2007, 17:39:00 » |
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I just sent my letter in claiming £500 odd over the past few years, I've got all my statements though.
That'll teach them for refusing me an overdraft
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Bob's Orange
Has brain escape barriers
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Posts: 29843
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« Reply #3 on: Monday, March 19, 2007, 17:39:50 » |
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Dammit, I kept all of my bank statements over the last ages but I never once went into debt or got charged!!! :evil:
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we've been to Aberdeen, we hate the Hibs, they make us spew up, so make some noise,
the gorgie boys, for Hearts in Europe.
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pumbaa
Ha, no cunt in my title anymore. Oh.....
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Posts: 6351
Fartmeister
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« Reply #4 on: Monday, March 19, 2007, 18:02:58 » |
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Right. Explain to Mr Thicky (me!) what the deal is here please. TY.
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sonic youth
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« Reply #5 on: Monday, March 19, 2007, 18:03:40 » |
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pumbaa
Ha, no cunt in my title anymore. Oh.....
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Posts: 6351
Fartmeister
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« Reply #6 on: Monday, March 19, 2007, 18:07:58 » |
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Thanks sonic. Do you know what the deal for credit cards is, as that article is a little shallow in telling you what might be unfair charges.
And does it still apply for accounts that are no longer open?
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lebowski
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« Reply #7 on: Monday, March 19, 2007, 18:20:36 » |
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it's the actual size of the charge that's being touted as 'unfair'.
bang in a claim for any credit card charges. i think closed accounts are fair game too. none of the banks or building societies have stood up for themselves in court yet but i think one of them will do soon.
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pumbaa
Ha, no cunt in my title anymore. Oh.....
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Posts: 6351
Fartmeister
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« Reply #8 on: Monday, March 19, 2007, 18:26:36 » |
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it's the actual size of the charge that's being touted as 'unfair'.
bang in a claim for any credit card charges. i think closed accounts are fair game too. none of the banks or building societies have stood up for themselves in court yet but i think one of them will do soon. I'm assuming 'Interest Charges' are not included then? I've certainly got some late fees on credit cards that I assume are covered, so I'll give that a try. Thanks all. (Sorry for asking so many dumbass questions btw. I've missed a load of this stuff having been out of country for two years...) |
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lebowski
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« Reply #9 on: Monday, March 19, 2007, 18:37:21 » |
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i guess if the interest charge came about as a result of being charged, then you can claim them back as well.
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timmyg
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Posts: 614
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« Reply #10 on: Monday, March 19, 2007, 18:43:38 » |
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I've just received six years of statements. Barclays are going down to the tune of 850 quid. How do you even get that much racked up in charges? |
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never trust a nun...
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lebowski
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« Reply #11 on: Monday, March 19, 2007, 18:44:36 » |
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timmy, i think it says more about the charges than the individual. in some cases you get charged, for being charged.
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DV
Has also heard this
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Posts: 33909
Joseph McLaughlin
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« Reply #12 on: Monday, March 19, 2007, 19:54:07 » |
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:shake:
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pauld
Aaron Aardvark
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Posts: 25436
Absolute Calamity!
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« Reply #13 on: Tuesday, March 20, 2007, 00:00:39 » |
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I've just received six years of statements. Barclays are going down to the tune of 850 quid. How do you even get that much racked up in charges? Dead easy. You have an account which goes overdrawn (or over the agreed overdraft limit) which has got (as most people do these days) a series of direct debits set up on it for phone bill, council tax bill, gas, leccy, etc etc, all set to go out roughly the same time each month. If you don't get the thing back inside the limit before they hit, you get charged separately for each direct debit, even if it's all the same day (and so effectively the same "instance" of being over the limit). That'll burn through 250 quid's worth of charges without touching the sides. Arguably, it's your own fault for not keeping a closer eye on things, mind, but if you only went a fiver over in the first place, it's a touch excessive as a punishment! |
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magicroundabout
Fanta Pants
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Posts: 8786
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« Reply #14 on: Tuesday, March 20, 2007, 09:27:13 » |
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i'm just about to spend £150 on taking Barclays to the small claims court.
They owe me £2545. they have already offered me £100 as final settlement but i refused.
once i have the £150 i'll send it all off. then it should take 30 days from then i believe
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