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mattboyslim
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« Reply #15 on: Friday, January 26, 2007, 13:29:51 » |
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mattboyslim
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« Reply #16 on: Friday, January 26, 2007, 13:31:44 » |
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Damn double posts again, the point still stands though!
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yeo
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Posts: 3651
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« Reply #17 on: Friday, January 26, 2007, 13:32:19 » |
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When I was 18 I had the same thing happen to me with Lloyds.I had to open another really basic account with Alliance and Leicster with my Mum acting as a guarantee.Lloyds never got thier money back I think at the time the couldnt chase it because they had given me an overdraft when I was 16 :shock:
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W56196272
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STFCBird
Ralphy's Wet Dream
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Posts: 10673
C U Next Tuesday!
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« Reply #18 on: Friday, January 26, 2007, 13:34:28 » |
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Lloyds seem to pride themselves on getting youngsters into debt. They are a fucking discrace.
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Rich Pullen
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« Reply #19 on: Friday, January 26, 2007, 13:42:56 » |
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The HSBC in Plymouth is atrocious for customer service - especially organisation.
I went to pay my rent and went to the cashier bit - they told me that they don't do that (at the cashier bit!) and I had to queue at the customer services bit, which is a bit of a free-for-all.
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flammableBen
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« Reply #20 on: Friday, January 26, 2007, 13:43:45 » |
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Not gonna go open a bank account with lloyds.
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Simon Pieman
Original Wanker
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Posts: 36336
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« Reply #21 on: Friday, January 26, 2007, 13:48:06 » |
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A couple of times I needed my o/d temporarily extended. Every branch I went into said that it's HSBC policy not to do that anymore with students (which I knew was bollocks). Went to the main branch in Southampton in the end. They were happy to do it and sorted it out within 30 minutes of talking to someone.
The student branch was even more useless than any other one I've been to.
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Bushey Boy
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Posts: 8351
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« Reply #22 on: Friday, January 26, 2007, 14:08:24 » |
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I hate HSBC at times, I loved the time the women in old town wouldnt increase overdraft by £500 for 3 days while I booked a flight somewhere. She started talking very loudly in front of a queue saying I couldnt afford to pay it back, I then quietly explained that there was £42k hitting my account within 3 days and could she do this or should I see my business manager. Baffoon
Have to go in the bank On monday and ask for a 7k overdraft for tax, cant see it happening to be honest.
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flammableBen
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« Reply #23 on: Friday, January 26, 2007, 14:44:25 » |
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Just chatted to the debt people, amazing how nice they are compared to the HSBC monkeys. So that's sorted for the time being which is a bit of a relief.
Shame my credit rating is now shafted more than Bennett's bum hole.
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ron dodgers
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Posts: 2742
shaddap your face
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« Reply #24 on: Friday, January 26, 2007, 14:52:16 » |
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get it in writing fron the Debt collectors young Ben - or open an account with Nationwide - DV will sort you out with an overdraft
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flammableBen
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« Reply #25 on: Friday, January 26, 2007, 14:55:32 » |
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get it in writing fron the Debt collectors young Ben - or open an account with Nationwide - DV will sort you out with an overdraft They're posting me my payment schedule details with a crazy payment card (as I don't have a bank account) for the time being. Paying off £40 a month to start off with. So who to get a bank account with, only be able to get a basic one to start of with now I presume, so it doesn't really make much odds. |
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land_of_bo
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« Reply #26 on: Friday, January 26, 2007, 14:58:30 » |
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Natwest mate.
At least when you call them it's someone in england, even if I do usually end up with a scouser!
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Sippo
Living in the 80s
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Posts: 15616
I ain't gettin on no plane fool
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« Reply #27 on: Friday, January 26, 2007, 14:59:04 » |
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I've been with Halifax all my life. never had a problem. Last time I went in to ask for an extension on my overdraft they asked me how much. I asked how much can they extend it by and they said 5 grand! :shock:
I didn't accept it tho.
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If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
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sonic youth
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« Reply #28 on: Friday, January 26, 2007, 15:11:06 » |
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WE SENT YOU LETTERS!!!!!!!
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flammableBen
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« Reply #29 on: Friday, January 26, 2007, 15:13:51 » |
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I'm gonna send them a letter!
I feel completely drained after all that, not used to actually having to do stuff which may involve a stressful situation. Yawn. Think I'm working this evening as well. Might have to get some kip.
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