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red macca
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« Reply #60 on: Tuesday, December 12, 2006, 09:42:12 » |
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if he is on interest only he must have a rate of 3.2%.
his broker must be very good sharky
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Sharky
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« Reply #61 on: Tuesday, December 12, 2006, 09:56:28 » |
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if he is on interest only he must have a rate of 3.2%.
his broker must be very good sharky I would imagine that a fair sum of the amount was still deposit but in fairness its still not a bad deal. You can get as low as 2.99% but it depends on the amount your borrowing and again, the people you know!  |
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Bushey Boy
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« Reply #62 on: Tuesday, December 12, 2006, 11:26:30 » |
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House costs me about 1600 a month then food and socialising on top, what a waste of money!
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quinnismyhero
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« Reply #63 on: Tuesday, December 12, 2006, 11:32:46 » |
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House costs me about 1600 a month then food and socialising on top, what a waste of money! Ditto - depressing isn't it? |
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Bushey Boy
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« Reply #64 on: Tuesday, December 12, 2006, 12:06:33 » |
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yeap, debating selling up to be honest and buyinga one/two bed flat as I worked out I use under 30% of the room in my house, kind of wasteful.
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quinnismyhero
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« Reply #65 on: Tuesday, December 12, 2006, 12:11:19 » |
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yeap, debating selling up to be honest and buyinga one/two bed flat as I worked out I use under 30% of the room in my house, kind of wasteful. Im the same but then I keep thinking "investment" but its crap because I never seem to have enough cash to do stuff I wanna do cos its all gone on the house :roll: |
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Bushey Boy
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« Reply #66 on: Tuesday, December 12, 2006, 12:19:30 » |
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My plan is to sell in march, get my cash out and then invest in a few buy to lets......
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Arriba
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« Reply #67 on: Tuesday, December 12, 2006, 12:24:28 » |
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nah i run a plumbing business, how much to fit an electric shower?and change the mixer taps over my bath? |
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Bushey Boy
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« Reply #68 on: Tuesday, December 12, 2006, 12:39:37 » |
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ha, the net closes! arriba if you need a plaumber pm me and I will recommend a guy
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Ralphy
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« Reply #69 on: Tuesday, December 12, 2006, 12:51:15 » |
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How much for the rent of the flat ?
Quite small for one person... I'm not renting Bartek, i've bought it. My mortgage is £430 a month. how the fuck you got a mortgage for that much on £161k?  ? my mortgage on £130k is £650 my mortgage on my 1 bed flat for £60k was £380. you must have put down one hell of a deposit Ralph I'll tell you how smart ass, the market value of my property is £161k, i bought it for £96,750. I put down a deposit of £7,000 |
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Ralphy
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« Reply #70 on: Tuesday, December 12, 2006, 12:52:51 » |
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He's lying. He only paid £96,000. Low cost housing scheme. There's a thread about it somewhere. I'm not lying! The market value is £161k ! It's a reduced market value scheme, i own 60% of the property. |
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jayohaitchenn
Wielder of the BANHAMMER
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« Reply #71 on: Tuesday, December 12, 2006, 12:56:24 » |
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you got conned Ralphy. unlucky
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Ralphy
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« Reply #72 on: Tuesday, December 12, 2006, 12:57:09 » |
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My mortgage is 2 year fixed rate i must add.
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Ralphy
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« Reply #73 on: Tuesday, December 12, 2006, 12:58:33 » |
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you got conned Ralphy. unlucky Um no i didn't. |
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jayohaitchenn
Wielder of the BANHAMMER
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« Reply #74 on: Tuesday, December 12, 2006, 13:00:27 » |
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60% of 161000 is 96600.
They overcharged you by £150.
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