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Author Topic: Bank account switching  (Read 3108 times)
The Artist Formerly Known as Audrey

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« Reply #15 on: Friday, February 16, 2024, 20:50:18 »

Nope. Iíve set out what to do in the post above yours.
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Jimmy HaveHave

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« Reply #16 on: Friday, February 16, 2024, 20:52:43 »

Itís worth doing while the opportunity is there.
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tans
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« Reply #17 on: Saturday, February 17, 2024, 11:45:39 »

The Starling is a burner account - just opened so I can switch it to the bank offering the bonus. I stuck £200 in it.

That is now getting switched to Nat West. I have to deposit £1250 in that, leave it in for a couple of days, then withdraw it. Log on to their app a few times and then they credit the £200 within 7 days. Donít even need any direct debits for this one.

Once I get my £200, Iíll open a Lloyds account and switch the Nat West one, get £175 for that though they need 2 active direct debits. Again, once I get the £175 Iíll open another account with whoever is offering a switch bonus.

These offers are available for a fixed time then wihdrawn so you have to keep an eye on things.

I had a monzo account which i didnt use so have just done this. Will wait and see if the £200 materialises!
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Ginginho

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« Reply #18 on: Tuesday, February 20, 2024, 20:10:39 »

The Starling is a burner account - just opened so I can switch it to the bank offering the bonus. I stuck £200 in it.

That is now getting switched to Nat West. I have to deposit £1250 in that, leave it in for a couple of days, then withdraw it. Log on to their app a few times and then they credit the £200 within 7 days. Donít even need any direct debits for this one.

Once I get my £200, Iíll open a Lloyds account and switch the Nat West one, get £175 for that though they need 2 active direct debits. Again, once I get the £175 Iíll open another account with whoever is offering a switch bonus.

These offers are available for a fixed time then wihdrawn so you have to keep an eye on things.

You have to use the Natwest Current Account Switch Service, close your current account and move all your payments to the new Natwest account to be eligible for the £200 bonus.





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The Artist Formerly Known as Audrey

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« Reply #19 on: Tuesday, February 20, 2024, 20:16:36 »

Yep. All done and dusted.
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tans
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« Reply #20 on: Tuesday, February 20, 2024, 21:04:15 »

Got your £200 yet Aud? Says mine wont be fully switched over til the 27th.

Stuck £1500 in my monzo and switched to natwest select
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The Artist Formerly Known as Audrey

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« Reply #21 on: Tuesday, February 20, 2024, 21:41:37 »

Switch should be done end of this week. Then I need to transfer £1250 in, wait 7 days, get the £200 bonus. Take out the £1450 and switch to Lloyds.
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tans
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« Reply #22 on: Wednesday, February 21, 2024, 08:30:29 »

Do i need to transfer anymore in whn the account is fully switched over? There will be £1500 transfered as the balance from the Monzo qccount which is being closed
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The Artist Formerly Known as Audrey

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« Reply #23 on: Wednesday, February 21, 2024, 08:37:42 »

From what I understand you just need to transfer £1250 in - doesnít need to be all at once. You need to use the mobile app a couple of times and thatís it. Iíll leave my £1250 in until I get the bonus then transfer it out again. Checked and my date for transfer is Monday. Weird they donít want any direct debits transferred but hey ho. Lloyds need 2.
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tans
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« Reply #24 on: Wednesday, February 21, 2024, 12:05:49 »

So i am presuming the monzo account that i am switching from, which currently has £1500 in will satisfy that criteria
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The Artist Formerly Known as Audrey

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« Reply #25 on: Wednesday, February 21, 2024, 12:38:14 »

Yep.
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BambooToTheFuture

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« Reply #26 on: Wednesday, February 21, 2024, 16:19:47 »

Yes Tans, and you could also just transfer in and out the same £130, ten times as this will count on the balance sheet as ''x transferred in''. Plus it looks like you've used the account more.

Ideal for those who haven't got c£1.5k of disposable rolling around {you bloody flush southerners  Cheesy } but still want to make use of the offer and claim the switching moolah  Smiley

Hope that helps anyone who was thinking they could potentially miss out. Tbh, you could even do it with just a quid going between accounts...although I'm sure people will have felt they earned their dollar after a thousand plus transfers in  Pint
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Jimmy HaveHave

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« Reply #27 on: Friday, February 23, 2024, 17:05:29 »

Can you keep your everyday current account with another bank open🤔
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The Artist Formerly Known as Audrey

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« Reply #28 on: Friday, February 23, 2024, 17:14:01 »

No probs. Iíve got 3 at the moment.
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Jimmy HaveHave

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« Reply #29 on: Friday, February 23, 2024, 17:32:16 »

Cheers Aud

Nat West site say you have to close down any other current account how did you overcome this or is that if youíre an existing customer🤔


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« Last Edit: Friday, February 23, 2024, 20:58:39 by Jimmy HaveHave » Logged

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