|
DMR
|
 |
« on: Tuesday, March 3, 2009, 00:51:54 » |
|
... If you go in and see someone at the bank can you get one there and then (OK, so they have to post you the card but say 2-3 days then you could actually spend) or does it take longer?
I have no money. And my halls rent is due. I fear homelessness.
|
|
|
|
|
Logged
|
|
|
|
yeo
 Offline
Posts: 3651
|
|
« Reply #1 on: Tuesday, March 3, 2009, 01:06:45 » |
|
Ive never got one by seeing someone at a Bank.
Apply online,theres bound to be Student deals.
|
|
|
|
|
Logged
|
/
W56196272
|
|
|
|
DMR
|
|
« Reply #2 on: Tuesday, March 3, 2009, 01:09:14 » |
|
But I need it immediately.
|
|
|
|
|
Logged
|
|
|
|
Simon Pieman
Original Wanker
Offline
Posts: 36336
|
|
« Reply #3 on: Tuesday, March 3, 2009, 01:22:02 » |
|
It's a really dangerous game using credit cards when you're a student, especially in your first year (I assume you're still in first year). I'm still paying all that shit off. Naturally you think you'll sort it out when you finish uni, but by then it's too late.
If you can't pay the rent now, you may struggle with the repayments and the interest will rape you, unlike your interest free overdraft.
When does you student loan come in? Is it possible to get an advance from your parents and make something up about buying loads of books?
|
|
|
|
|
Logged
|
|
|
|
|
DMR
|
|
« Reply #4 on: Tuesday, March 3, 2009, 01:41:13 » |
|
End of April next loan cos of the wanky laste Easter. And I've already spent the parents rescue money twice over (one for "books" and one for "cricket tour" which I am actually going on but not paid).  |
|
|
|
|
Logged
|
|
|
|
@MacPhlea
Offline
Posts: 2325
|
|
« Reply #5 on: Tuesday, March 3, 2009, 08:19:10 » |
|
here's the tip my dad gave to me... "stop pissing your money up the wall"
here's the tip I gave my dad... "fuck off and mind your own business"
|
|
|
|
|
Logged
|
|
|
|
Sippo
Living in the 80s
Offline
Posts: 15616
I ain't gettin on no plane fool
|
|
« Reply #6 on: Tuesday, March 3, 2009, 08:19:49 » |
|
Getting a credit card was the worst mistake I ever made.
|
|
|
|
|
Logged
|
If my calculations are correct, when this baby hits 88 miles per hour, you're gonna see some serious shit...
|
|
|
|
STFC Village
|
|
« Reply #7 on: Tuesday, March 3, 2009, 08:28:30 » |
|
Open a bank account (or several) with a nice size overdraft?
|
|
|
|
|
Logged
|
|
|
|
Simon Pieman
Original Wanker
Offline
Posts: 36336
|
|
« Reply #8 on: Tuesday, March 3, 2009, 08:33:26 » |
|
Get a part time job  I suppose you could get a credit card and make sure you pay it off when the loan comes in. You won't keep on top of your repayments or interest otherwise. |
|
|
|
|
Logged
|
|
|
|
Gazza's Fat Mate
Morality Robocop
Offline
Posts: 1024
|
|
« Reply #9 on: Tuesday, March 3, 2009, 08:57:18 » |
|
HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA YOUR POOR AND GONNA BE HOMELESS!
|
|
|
|
|
Logged
|
Ash - "GFM Mate your like like Marmite you Love it or Hate it"
Christian Roberts " I fucking hate Marmite"
|
|
|
LucienSanchez
Offline
Posts: 5194
Is this hospital called St. Croc of Shit?!
|
|
« Reply #10 on: Tuesday, March 3, 2009, 09:00:15 » |
|
I'd advise opening another student account with tasty interest free overdraft, thats how a few of my mates got round financial issues for a bit. Then they had to work a little bit to gradually pay it off at weekends/between terms.
|
|
|
|
|
Logged
|
We made a promise we swore we'd always remember... no retreat, baby, no surrender
|
|
|
Foggy
Offline
Posts: 1948
Ketchup wanker
|
|
« Reply #11 on: Tuesday, March 3, 2009, 09:04:05 » |
|
Dave,
Sell something on Ebay until Easter, look at it long term mate, credit cards will fucking ruin you.
|
|
|
|
|
Logged
|
Sad to say, i must be on my way
|
|
|
|
Sussex
|
|
« Reply #12 on: Tuesday, March 3, 2009, 09:35:13 » |
|
Dave, paying for everyday expences (this includes rent) on a credit card is a very bad move.
Beg mum and dad to get you out of a hole, one last time, and think about where you're pissing your money away..
|
|
|
|
|
Logged
|
|
|
|
Jamiesfuturewife
Cats is nature
Offline
Posts: 11649
|
|
« Reply #13 on: Tuesday, March 3, 2009, 09:35:53 » |
|
Is this to pay for toilet breakages?
|
|
|
|
|
Logged
|
|
|
|
Berniman
Sits in front of JFW
Offline
Posts: 11365
Miserable cnut (AKA Happy Clapper)
|
|
« Reply #14 on: Tuesday, March 3, 2009, 09:36:29 » |
|
Credit Cards take 7-10 days before you can start using them anyway.
|
|
|
|
|
Logged
|
“Everything we hear is an opinion, not a fact. Everything we see is a perspective, not the truth.” ― Marcus Aurelius
When somebody shouts STOP! I never know if it's in the name of love, if it's HAMMER TIME, or if I should collaborate and listen...
|
|
|
|
