Title: New car Post by: sonicyouth on Saturday, September 28, 2013, 18:54:31 Not having much luck finding a car at the moment. The main issue is that I'm looking for something that I won't need to replace in 6-12 months but is within my meager budget. My daily commute is about 40 miles and consists entirely of country roads.
I'm considering looking at a lease car but not entirely sure what the pros and cons are, does anyone have one? Who with? Is it easier to get finance for a lease as opposed to finance for a car loan or a purchase from a dealer? Title: Re: New car Post by: Sippo on Saturday, September 28, 2013, 19:03:06 Fish bros skoda have a special deal at £250 deposit and £250pm for a fabia. Not sure how long though. There are pros and cons for pcp. Obviously no mot for three years and get a new car if you want. You will never own the car though.
Have you looked at peugeots just add fuel deals? All insurance, tax etc is taken care of in your monthly payment. Title: Re: Post by: sonicyouth on Saturday, September 28, 2013, 19:07:28 What happens about repairs and such? Would I have to return to the dealer or an specified garage?
Title: Re: New car Post by: Sippo on Saturday, September 28, 2013, 19:12:04 They come with a three year warranty, so can go to any main dealer.
Obviously things like tyres wouldn't come under the warranty. Title: Re: New car Post by: sonicyouth on Saturday, September 28, 2013, 19:13:31 Seems decent. I've been looking at Skodas.
Wouldn't touch a Peugeot with your collection of 80s compilations though... Title: Re: New car Post by: Sippo on Saturday, September 28, 2013, 19:16:21 Here's the Peugeot deal http://www.offers.peugeot.co.uk/offers/just-add-fuel
People will say its French though. But it's a cracking deal. Here's an example of a skoda deal http://www.skoda.co.uk/finance/finance-offers/0-pcp/fabia-offer You can't really go wrong with cars in the VAG group Title: Re: New car Post by: Sippo on Saturday, September 28, 2013, 19:19:24 If you want a well looked after second hand skoda look here.
http://www.briskoda.net/forums/forum/116-cars-for-sale/ The Fabia vrs is very good diesel car. Obviously not brand new but you will get a lot of car for your money. Title: Re: New car Post by: Berniman on Saturday, September 28, 2013, 19:44:23 I have a Lexus on a lease. You still have to pay for tyres, brakes, exhaust etc. but most parts are covered by the warranty. You have to pay for service also, but I pay £25 extra per month over the length of the lease so that services are paid for also. Your monthly cost will depend on the mileage that you will be doing over the period of the lease.
Title: Re: New car Post by: DarloSTFC84 on Sunday, September 29, 2013, 08:11:28 I have a Seat Ibiza FR, it's a 2 litre diesel, but not too bad on tax and very good on fuel....I drove from Ludgershall to Kings Lynn and back on just under half a tank of fuel.
Seat also do a servicing guarantee for around £9 per month, then when it's due a service, book it in and sorted, I think with that they give you a courtesy car so you're not without transport while your car is being serviced. Obviously like stated earlier, brand new cars have the added bonus of no MOT for 3 years etc.. Title: Re: New car Post by: Sippo on Sunday, September 29, 2013, 08:19:37 Sonic, if it helps. If you are doing less than 12000 miles per year I would go for a petrol car. As the engine won't get warm enough on a short journey.
Title: Re: New car Post by: Samdy Gray on Sunday, September 29, 2013, 08:23:54 A diesel engine will get plenty warm enough on a 40 mile commute.
Diesel all the way for me. 600+ miles to a tank. On the surface of it the Peugeot just add fuel deal looks good, but I haven't looked at the detail and don't know what the T&Cs would be around general servicing and wear & tear. Title: Re: New car Post by: skin_im_buzzer on Sunday, September 29, 2013, 09:12:08 Most PCP deals assume you won't do more than 10-12k miles a year...so you'll get stung for going over this.
I was in a similar position about 18 months ago. My commute is 40 miles each way. I bought a golf mk V 1.9TDI on a 0% credit card (cost about 6k for a 2008 with 17k miles on the clock) from a dealer. I average 58 mpg and get 650 miles out of a tank. Insurance is low too. The beauty of getting it on a 0% credit card is that as long as you always make the minimum payment each month, you can pay it off whenever you like. I ended up clearing my card in under a year. Might be worth considering this. Title: Re: New car Post by: Sippo on Sunday, September 29, 2013, 09:17:05 A diesel engine will get plenty warm enough on a 40 mile commute Depends if that's 40 miles one way. 20 miles doesn't warrant a diesel in my opinion. A brand new car anyway. If it has been 'run' in that's a different kettle of fish. A new diesel is obviously more to buy but you obviously reap the benefits elsewhere but often sounds like a tractor. Petrol's are all the way for me. Title: Re: New car Post by: Arriba on Sunday, September 29, 2013, 10:42:10 What's your budget?
Personally I'd never buy a new car again unless money was not an issue for me. Title: Re: New car Post by: Chubbs on Sunday, September 29, 2013, 11:07:51 i got a DS3 on a SS scheme through work. Pay about £235 a month and everything is covered as long as its fair wear and tear.
have it for 2 years with 20,000 miles per year. Title: Re: New car Post by: sonicyouth on Sunday, September 29, 2013, 11:20:08 I've read up on DPF filters and understand the issues with them, however, my commute is across some lovely open country roads where I'll be able to put my foot down a bit. I'll obviously use the car outside of work as well, both short and long distance. Are the petrol engines as economical and cheap tax bands?
My budget outright is about £3.5-4K although I would like to use that to pay the insurance up front. I take it that PCP is the same as a lease? Where have people leased from/via? Title: Re: New car Post by: Samdy Gray on Sunday, September 29, 2013, 11:34:47 DPF won't be an issue with that kind of mileage, the exhaust will get plenty hot enough.
Generally larger engined petrol cars have higher VED than an equivalent sized diesel engine. I've never leased a car, but most people who I know that have have done it directly with the dealer/manufacturer. Title: Re: New car Post by: Simon Pieman on Sunday, September 29, 2013, 15:38:41 You can easily get a decent second hand car for £3k.
Title: Re: New car Post by: sonicyouth on Sunday, September 29, 2013, 16:56:02 You can easily get a decent second hand car for £3k. I know. I just don't want to get something now and replace it after 12-18 months only to buy another used car for a little bit extra than I paid before.I've not really found anything decent for my budget around here, seems like an awful selection Title: Re: New car Post by: Simon Pieman on Sunday, September 29, 2013, 17:21:22 Is it 40 miles or 40 each way?
Go for a common car, vauxhalls or fords are probably the best. You can get some low mileage examples if you're willing to get a car 8 to 10 years old Title: Re: New car Post by: Levi lapper on Sunday, September 29, 2013, 19:07:48 I bought a golf mk V 1.9TDI on a 0% credit card (cost about 6k for a 2008 with 17k miles on the clock) from a dealer. £6k, really? Was it stolen because that sounds like an 8-9k car particularly if you bought it 18 months ago. Title: Re: New car Post by: Sippo on Sunday, September 29, 2013, 23:05:11 This is a steal. A lot of car with very low mileage!
http://www.briskoda.net/forums/topic/286498-mk1-octavia-vrs-54-plate/ Title: Re: New car Post by: Flashheart on Wednesday, October 9, 2013, 14:52:42 Has anybody here owned/driven a Toyota Yaris?
Title: Re: New car Post by: 4D on Wednesday, October 9, 2013, 15:33:38 Nope
Title: Re: New car Post by: Honkytonk on Wednesday, October 9, 2013, 16:18:03 Has anybody here owned/driven a Toyota Yaris? Driven a couple of 2011 ones (think they're still the current generation..). They're surprisingly roomy, if a little bit grey and plasticky inside, but then most superminis are. Engines are alright, not going to set your heart aflame with lust, but they're economical and reliable. The auto box is a pile of crap, avoid like the plauge. Economical, reliable small box for moving 2/3 people about in regularly. That's all you can really say. |