Thetownend.com

CUNTS CUNTS CUNTS CUNTS CUNTS

hmm never had a problem with them...till ive had to claim....which happens to be right now....

OHHHHHHHHHHHHHH YES

Out of interest if a tin of paint was to fall and crack my bath would they have to replace the whole bathroom suite? oh and It might splash over the landing carpet

I think you would struggle to get a claim there mate.

Insurance companies wriggle out of everything.

I have accidental damage if they wriggle out of that then thats cuntish

Try it and see.

Thats what i will do .

Thanks Ralphy

:mrgreen:

The previous owners of my house spilt paint over one of the kitchen worktops and got a whole new kitchen.

That kitchen is new? blimey

Only messing, what up gazza?

just the bath and u dont need accidental for that.

I meant they got a brand new kitchen at the time, it's 5 years old now. Duh!

Ive never been in, thats  abite there Sam

So what's up with Gazza's Fat Mate?

Apparently, he's been fucking Churchill Insurance. No wonder that dog's head nods

Not with his little one would it nod

I got my own back I have sent balifs to their head office. The balifs will be visting them today at 2.

oh and all you people who spill paint etc and basiclly lie. That is called fraud and us insurance compaines will and do catch you!

I will take the chance .

Anyway will they replace the whole bathroom suite gazza ?

Sorry Ralph you're talking shit there.  If you pay 12p a week insurance with a company that prides itself on being one of the cheapest in the market then yeah, I'd say you'll struggle to get a new anything out of them.

My parents pay an average amount for buildings and contents, my old man went to move the tv one day, was a little top heavy and he ended up dropping it, causing only damage to the casing.

The insurance company sent out a new tv straight away and didn't even take the old one away.  So we gave that to our nan.

End of the day if you pay peanuts you'll get not much back in return, if you pay the going rate from a reputable insurer you shouldn't have a problem.

Shame the public perception of insurance is so poor, as it's a hugely important concept.

Gazza's right here, if you put in a fraudalent claim in you're asking for trouble.  Every insurance policy you apply for asks "have you ever been declined insurance" if you answer "no" but you have, due perhaps to being found out about a fraudalent claim, although you pay you're monthly premium the insurance company can invalidate your eventual claim.  

If you answer yes they'll find out the reason why and refuse you insurance, which might not sound a great loss whilst you're young and have no dependants.  But when you have a family to support and need to protect against your ill health or death then it'll be very costly.

So for the sake of buying a new kitchen/bathroom suite, is it worth it?

I knocked a speaker off a shelf once, and it smashed on the floor, breaking the speaker and ruining a large patch of wooden floor. The insurance replaced the speakers and the entire wooden floor (including through to the dining room as it was all connected). This was a legitimate claim, but i see no reason why you might not accidentally drop something heavy into a bath etc...

might just replace the bath. They only have to return you to a pre accident postion.

Cheers Gazza

who do you work for  :D

Churchill insurance.

well put!

not to mention that insusers are getting very clever. A certain frim we work for uses lie decation software. Which picks up on stress's in your voice that can indiacte if you are lying. If you fail this test your claim is past onto a fraud team who pcik your claim apart.

Lets use the paint over the carpet scam as an expample. The insuser will probably send a chap out who will interview you at your house. He will look at the carpet and note the colour of the paint he will check to see that you have painted a wall that colour. He would also ask for the recepit of the paint check when you brought it waht with. If you jsut brought a tin of paint that's a bit odd so he'll check to see if you have paint brushes, rolloers etc. The more you think about the easier if becomes to spot fraud and this is just a simple small claim. The bigger your claim the bigger the lie needs to be and the more complex it gets. The more complex it gets it gets easier to find a  whole in it and once they find a whole thats it claim rejected. You are then flagged as a fraud and insusers may refuse to cover you. When they refuse to cover you that means they won't cover you for any insusrance product whatso ever. They pass all this infomation between them so if you fuck one insuser then you fuck them all! you then can't insusre you car so you get caught by the police you get points lose your liensce loss your job. So you get another job but that means re-morgaging, which means you will need to insuse your house oh yeah you can't do that because you are flagged so your lose your house, try to sell it but you have a carpet covered in paint who wants to buy a house like that.............................

Fuck me they're bright. There aren't enough expletives in the world to accurately describe how intelligent insurance assessors are. How did they come up with that shit?

arrrr thats a serect.

if you want me to pursue a claim pm me your number.

I would gazza but its fraudalent :wink:

yeah if you pm me I can tel you how to make evenmore money. Why stop at the bathroom!!!!!!!!!!!!

I dont trust you, Bushey boy has told me storys about you

the worrying thing is they are all ture!

I hate my Insurance company.  I'm taking mine to court  :evil:

I thought I sorted out your claim? or is this another one? or am I getting your confused?

In any event would be happy to provide any advice I can give. PM me your number and I'll call you to discuss if you want that is.

It's all got very complicated GFM!

I've pm'd you