4D
Or not 4D that is the question
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I can't bear it 🙄
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« Reply #37605 on: Thursday, February 2, 2023, 15:01:42 » |
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As long as you don't have to pay a product fee!
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Bogus Dave
Ate my own dick
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« Reply #37606 on: Thursday, February 2, 2023, 15:02:27 » |
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Swap rates (what banks use to price mortgages) dropped today - not materially so, but may be worth shopping around if you can wait a few weeks and see if better offers continue to appear
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Things get better but they never get good
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Bob's Orange
Has brain escape barriers
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« Reply #37607 on: Thursday, February 2, 2023, 15:04:54 » |
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Swap rates (what banks use to price mortgages) dropped today - not materially so, but may be worth shopping around if you can wait a few weeks and see if better offers continue to appear
I guess with the shopping around it depends on the amount of fees etc. Do you generally have to pay 'exit' fees if I was to leave Halifax and go elsewhere? |
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we've been to Aberdeen, we hate the Hibs, they make us spew up, so make some noise,
the gorgie boys, for Hearts in Europe.
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Nemo
Shit Bacon
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« Reply #37608 on: Thursday, February 2, 2023, 15:05:58 » |
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I guess with the shopping around it depends on the amount of fees etc. Do you generally have to pay 'exit' fees if I was to leave Halifax and go elsewhere?
Not if your deal is up, but yes if you leave mid-deal (typically anyway, there are probably exceptions out there). |
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Bogus Dave
Ate my own dick
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« Reply #37609 on: Thursday, February 2, 2023, 15:06:19 » |
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I think if they’ve put you on the SVR you can leave penalty free, but that’s beyond my area of expertise
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Things get better but they never get good
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Bob's Orange
Has brain escape barriers
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« Reply #37610 on: Thursday, February 2, 2023, 15:12:44 » |
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Not if your deal is up, but yes if you leave mid-deal (typically anyway, there are probably exceptions out there).
I think if they’ve put you on the SVR you can leave penalty free, but that’s beyond my area of expertise
Thanks both - appreciate that. |
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we've been to Aberdeen, we hate the Hibs, they make us spew up, so make some noise,
the gorgie boys, for Hearts in Europe.
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jayohaitchenn
Wielder of the BANHAMMER
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« Reply #37611 on: Thursday, February 2, 2023, 15:29:49 » |
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As we’re moving back in a few months, is there any advantage/disadvantage in just paying your bill in full as they arrive?
The major disadvantage is you will pay vastly more per month in the winter than you do the summer. |
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The Artist Formerly Known as Audrey
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?Absolute Calamity!?
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« Reply #37612 on: Thursday, February 2, 2023, 15:55:24 » |
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Are there not horror stories of the energy companies hiking people’s DD as they see fit.
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mystical_goat
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« Reply #37613 on: Thursday, February 2, 2023, 17:40:16 » |
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British Gas gave us our bill this morning. Have a smart meter. Set DD that they arranged from October to March which they set based on projected usage etc. Bill states we are now £740 in debit. Absolute cunts these companies are. Fuming!
I could pay it now but they can sit and swivel and fucking wait for it.
You could try asking for a payment plan, especially with their massive underestimate. |
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4D
Or not 4D that is the question
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I can't bear it 🙄
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« Reply #37614 on: Friday, February 3, 2023, 10:52:01 » |
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tans
You spin me right round baby right round
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« Reply #37615 on: Friday, February 3, 2023, 11:00:54 » |
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You could try asking for a payment plan, especially with their massive underestimate.
I could pay it in full now if i wanted to, but they can wait for a bit out of principle |
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mystical_goat
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« Reply #37616 on: Friday, February 3, 2023, 15:04:50 » |
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I could pay it in full now if i wanted to, but they can wait for a bit out of principle
I'd be tempted to make them wait and drag it out with monthly repayments. But I also hate having unnecessary debt hanging around - just cleared a 0% PayPal offer and another 0% credit card because otherwise the amounts annoyingly linger at the back of my brain. |
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tans
You spin me right round baby right round
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« Reply #37617 on: Friday, February 3, 2023, 16:53:49 » |
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Ive paid £200, the rest they can have bit by bit. Fuck em
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Jimmy HaveHave
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« Reply #37618 on: Friday, February 3, 2023, 18:55:47 » |
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What happened to the earning money without leaving your home thread🤔
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So, give no fucks
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Jimmy HaveHave
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« Reply #37619 on: Friday, February 3, 2023, 19:00:55 » |
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They review and adjust payments on your account every 6 months, unless you ring up and discuss it with them to trigger an interim review - i know this because the same thing happened to me
At least with eon they let you know fairly quickly if you need to increase your DD but I'm not on a smart meter |
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So, give no fucks
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