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Author Topic: Property/Moving thread  (Read 35406 times)
JBZ
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« Reply #180 on: Wednesday, January 13, 2021, 17:21:55 »

Cool, thanks for that. It will all be above board im sure, i just want to make sure im not leaving myself open to unneeded headaches.
By "right to rent" is that just that I'm in the country legally etc?

Yeah
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horlock07

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« Reply #181 on: Wednesday, January 13, 2021, 17:24:53 »

Cool, thanks for that. It will all be above board im sure, i just want to make sure im not leaving myself open to unneeded headaches.
By "right to rent" is that just that I'm in the country legally etc?

Probably also worth making sure he is allowed to rent and not hamstrung by an planning issues and or conditions on a mortgage.

Plus as JBZ notes there is the whole issue with regards to your deposit.
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Chubbs

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« Reply #182 on: Wednesday, January 13, 2021, 22:46:34 »

Probably also worth making sure he is allowed to rent and not hamstrung by an planning issues and or conditions on a mortgage.

Plus as JBZ notes there is the whole issue with regards to your deposit.
Thanks, im sure the guy is all above board but i now know what things might start to ring alarm bells.
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swindonmaniac

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« Reply #183 on: Thursday, January 14, 2021, 08:48:25 »

Thanks, im sure the guy is all above board but i now know what things might start to ring alarm bells.
You .must do checks to make sure that the tenant is legally in the UK.   Pretty sure that this is law.  I use an agent who does this for me so can't help you how to go about it.   I know it costs me every month but I do nothing, they find the tenants, vet  them and sort all the paperwork, collect the rent,  and sort any problems,  so much easier.
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« Reply #184 on: Thursday, January 14, 2021, 19:04:30 »

Chubbs is the tenant. I think he might know if he's legit or not  Soapy Tit Wank
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Samdy Gray
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« Reply #185 on: Friday, January 29, 2021, 13:44:50 »

How's everyone getting on? We're dealing with enquiries on our sale and purchase at the moment. The ridiculously minute things like can you get the boiler serviced and have you broken any of the silly restrictive covenants.

Hoping we can get this all sorted and completed before the end of Feb.
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JBZ
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« Reply #186 on: Friday, January 29, 2021, 14:10:31 »

I know it seems a bit nick picky checking these things but, of course, the conveyancers will be the first to take the flack if they don't and problems subsequently come to light.
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Berniman
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« Reply #187 on: Friday, January 29, 2021, 14:19:44 »

For me all things in place regarding my purchase, and ready to go.  We are waiting for the searches to be done by our buyer on our current property, we are 2-3 weeks in and were told that due to the current high demand this could take 4-5 weeks, so hoping to get some news in the next couple of weeks and possibly an exchange date.

Expecting to move towards the end of February, but this is not based on any concrete confirmation.
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horlock07

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« Reply #188 on: Friday, January 29, 2021, 14:46:57 »

Not sure what its like in the areas where you lot are moving, but in the specialist press I get there seems to be suggestion that in many areas the savings in Stamp Duty window have been more than swallowed up by an inflation in price due to the temporary demand created?
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JBZ
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« Reply #189 on: Friday, January 29, 2021, 14:48:25 »

Not sure what its like in the areas where you lot are moving, but in the specialist press I get there seems to be suggestion that in many areas the savings in Stamp Duty window have been more than swallowed up by an inflation in price due to the temporary demand created?

That is the case in the south west (west of Bristol) I would say.
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Berniman
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« Reply #190 on: Friday, January 29, 2021, 15:13:54 »

Not sure what its like in the areas where you lot are moving, but in the specialist press I get there seems to be suggestion that in many areas the savings in Stamp Duty window have been more than swallowed up by an inflation in price due to the temporary demand created?

Assuming that you are not looking to flip the property quickly though, it's still a worthwhile and significant saving though.  I think most people are expecting for house prices to go down, dip or at least stall for the forseeable future, but if you are buying a house with a view to staying in it for the next 5-10 years, and you haven't had to pay the upfront cost of stamp duty, it can make a big difference.  If it had not been there, I am not sure I would be moving into the house that I am.
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theakston2k

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« Reply #191 on: Friday, January 29, 2021, 15:43:04 »

Mines plodding on I’ve got my mortgage sorted and buyers should have there’s sorted in next few days. Only thing slowing things down is that the people buying my current house are Sri Lankan and have a different concept of time and urgency in comparison to me. This isn’t helped by the fact that the stamp duty holiday only saves them a few £ on my current house whereas it’s about a £15k saving on the house I’m buying.
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Samdy Gray
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« Reply #192 on: Friday, January 29, 2021, 15:46:55 »

Not sure what its like in the areas where you lot are moving, but in the specialist press I get there seems to be suggestion that in many areas the savings in Stamp Duty window have been more than swallowed up by an inflation in price due to the temporary demand created?

Probably true in most cases. We had our offer accepted at £15k under asking though, so swings and roundabouts.

Only thing slowing things down is that the people buying my current house are Sri Lankan and have a different concept of time and urgency in comparison to me.

Been there, done that. We bought our current place from an Italian couple, probably the most laid back and non-urgent people in the world.
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« Reply #193 on: Thursday, February 4, 2021, 11:21:27 »

Searches taking forever.

Service Company has to provide a pack to the new buyers and thats a deal breaker if they dont have it.

paid £250 for 7 to 10 days return and my Solicitors are still waiting!!

Service/management companies...total rip off.
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Nemo
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« Reply #194 on: Thursday, February 4, 2021, 11:54:20 »

Looking a bit at buying a house in Scotland, so now spending a lot of time learning about the Scottish property purchase system, which seems a whole lot better than the English. Had only the vaguest idea it was different until a week or two ago mind.

Anyone got any experience buying north of the border know anything worth looking out for?
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