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Author Topic: Foreign currency exchanges  (Read 881 times)
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Thingie


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« Reply #15 on: Wednesday, November 7, 2018, 11:58:42 »

Just get a halifax clarity card. Free withdrawals abroad. No need to worry about left over money.

Good tip this.
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I use Revolut for overseas purchases, its pre-pay so you have to top it up but no fees and interbank rates (<£5K). Very limited on cash withdraws though. Useful for ifollow Smiley They have "free card" promotions every now and again.
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Tails


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« Reply #16 on: Wednesday, November 7, 2018, 12:09:32 »

Good tip this.
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I use Revolut for overseas purchases, its pre-pay so you have to top it up but no fees and interbank rates (<£5K). Very limited on cash withdraws though. Useful for ifollow Smiley They have "free card" promotions every now and again.

Another vote here for Revolut. Had no troubles with it at all and you can exchange all of your money for free. I've used it in the States, Spain, Portugal, Germany and France.
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jayohaitchenn
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« Reply #17 on: Wednesday, November 7, 2018, 13:04:14 »

Revolut uses the Prepay Solutions platform. Prepay are based in Swindon and sponsor STFC BTW.
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Nijholts Nuts


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« Reply #18 on: Wednesday, November 7, 2018, 14:31:29 »

Like with everything, it's a case of doing research. I'm a frequent visitor to Prague and I've found an exchange in the city centre that is best so far.
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I only dream of Claire Sweeney
Mother Brown


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« Reply #19 on: Wednesday, November 7, 2018, 20:25:44 »



Ho hum.
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mexico red


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« Reply #20 on: Thursday, November 8, 2018, 07:11:29 »

I use metro bank for short trips, free and use the MasterCard daily rate

Iím about to move full time to spain, will be working and having Spanish bank account. However for the first six months I will need to transfer about £500 a month from a Spanish account to my English account. Any tips?
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Bob's Orange


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« Reply #21 on: Thursday, November 8, 2018, 10:20:52 »

I also have a currency exchange question.

When I lived in Luxembourg I opened a long term investment vehicle which I transferred a specific amount of Euros in each month. Its one of those ones where the longer you pay into, the more the bonuses are. It will be 10 years in January so I am keen to keep it open for a bit yet (maybe another ten years).

Since I left Luxembourg I changed back to my UK bank but each month I am getting a relatively large charge from my bank for this payment.

Is there anything I can do to pay the monthly amount from my bank into my policy without suffering such large charges?
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we've been to Aberdeen, we hate the Hibs, they make us spew up, so make some noise,
the gorgie boys, for Hearts in Europe.
pauld


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« Reply #22 on: Thursday, November 8, 2018, 11:24:17 »

Fuck me, the TEF has become "Moneybox Live" Cheesy
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Samdy Gray
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« Reply #23 on: Thursday, November 8, 2018, 11:50:36 »

https://transferwise.com/

/thread
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Bob's Orange


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« Reply #24 on: Thursday, November 8, 2018, 12:10:53 »


That looks good Samdy.

So if I order a Transferwise Debit Card I can setup my Standing Order/DD to collect payments from here each month and it will only occur a small charge? Likewise I'll have to setup a Standing Order/DD from my Bank into this Transferwise Account?
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we've been to Aberdeen, we hate the Hibs, they make us spew up, so make some noise,
the gorgie boys, for Hearts in Europe.
Samdy Gray
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« Reply #25 on: Thursday, November 8, 2018, 12:20:45 »

Yeah, you probably want their borderless account.
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Bob's Orange


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« Reply #26 on: Thursday, November 8, 2018, 12:26:47 »

Yeah, you probably want their borderless account.


yeah I was just reading about that. It looks perfect.
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we've been to Aberdeen, we hate the Hibs, they make us spew up, so make some noise,
the gorgie boys, for Hearts in Europe.
The Artist Formerly Known as Audrey


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« Reply #27 on: Thursday, November 8, 2018, 12:38:56 »

Problem I have is that Greece is still a financial basket case and it would be folly to transfer all me money into Euros held in a Greek account.

So Iíll have to drip feed regular transfers and maintain my UK account.

Theyíve got some strange new taxes in Greece, too. A swimming pool tax and your property tax is collected through your electricity bill! Tax avoidance was/is a national pastime in Greece.
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mexico red


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« Reply #28 on: Thursday, November 8, 2018, 14:41:00 »

They donít cover spain
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