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Author Topic: Foreign currency exchanges  (Read 884 times)
The Artist Formerly Known as Audrey


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« on: Tuesday, November 6, 2018, 16:24:44 »

Anyone tried any of these instead of the usual bank/bureau exchanges. Are their rates substantially better?

Iíve signed up to TorFX for a trial but have always been reticent about using financial companies for certain things.
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RobertT


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« Reply #1 on: Tuesday, November 6, 2018, 16:29:29 »

Check out britishexapts.com, these places get discussed quite frequently.
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The Artist Formerly Known as Audrey


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« Reply #2 on: Tuesday, November 6, 2018, 16:36:38 »

Had a quick look. I know my query isnít really country specific but that forum covers almost every country under the sun apart from the 1 Iím moving to!
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RobertT


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« Reply #3 on: Tuesday, November 6, 2018, 16:38:02 »

The sites remain consistent though, so in each country site you probably get the same companies being discussed.  Guessing you are looking for Pound/Euro FX.
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The Artist Formerly Known as Audrey


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« Reply #4 on: Tuesday, November 6, 2018, 16:41:43 »

Yeah - pound/euro. How I long for the rate when I first moved to Ireland - almost £1.50 to the euro!
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Bob's Orange


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« Reply #5 on: Tuesday, November 6, 2018, 16:45:31 »

Yeah - pound/euro. How I long for the rate when I first moved to Ireland - almost £1.50 to the euro!

Yeah similarly when I moved to Luxembourg the rate was around that and everything seemed 'cheap' (especially booze in supermarkets which is brilliantly cheap over there compared to the UK).

Now, its anything but! £1.15 or something now is it?
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The Artist Formerly Known as Audrey


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« Reply #6 on: Tuesday, November 6, 2018, 16:47:32 »

The pound has Ďleaptí to 1.13 and a bit on the back of Theresa May blowing Leo Varadkar
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Chubbs


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« Reply #7 on: Tuesday, November 6, 2018, 17:17:50 »

If going to one of the high street chains i can't recommend buy back enough if you think you will bring some euros back and want to exchange it back.

I brought home 120euros last week and for shits and giggles i asked how much i'd get at one of the kiosks at Heathrow, 83 quid they offered me. Back at asda, without buyback it wasn't much better but but got the same rate as i exchanged them for and was 22 quid better off.
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RedRag


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« Reply #8 on: Tuesday, November 6, 2018, 17:28:57 »

Yeah - pound/euro. How I long for the rate when I first moved to Ireland - almost £1.50 to the euro!
1.45 in June 2015.  Then Cameron got elected without being able to claim the Lib Dems would block a referendum.  The rest is history.
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Sippo
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« Reply #9 on: Tuesday, November 6, 2018, 18:57:51 »

Just get a halifax clarity card. Free withdrawals abroad. No need to worry about left over money.
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RobertT


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« Reply #10 on: Tuesday, November 6, 2018, 19:23:20 »

I think, as he is moving out there, he needs it more than just for a few transactions, possibly for a few wedges?  The FX companies can offer very good rates to do that v.s the charges for Wire transfers between banks.  I get whacked for about 3 or 4 % to transfer from a USA Bank to HSBC in the UK.

That is another option though, HSBC have a global banking system which avoids charges when moving funds between linked accounts (they are crap over here so don't use them)
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4D


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« Reply #11 on: Tuesday, November 6, 2018, 19:33:20 »

Had a quick look. I know my query isnít really country specific but that forum covers almost every country under the sun apart from the 1 Iím moving to!

Greece or Kefalonia itself?
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The Artist Formerly Known as Audrey


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« Reply #12 on: Tuesday, November 6, 2018, 19:41:41 »

Greece. Must be a fair few out there.

Iíll be transferring a decent amount out there when Iím ready to buy a place and even a small increase in the rate will make a difference.
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Munichred


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« Reply #13 on: Tuesday, November 6, 2018, 22:44:21 »

I've been using TorFX for a couple of years, whenever I've needed to top up my Euros from my UK account. They've been reliable and you can make transfers online. They would offer a better rate for a large amount, worth shopping around though when the time comes.
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Ardiles


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« Reply #14 on: Wednesday, November 7, 2018, 11:37:57 »

I've been using a Caxton FX card for overseas trips the last couple of years.  FX rates are reasonable, and no charges for withdrawing cash abroad.  You can also time your currency purchases for up coming trips when you think the rates are good.  I find it very convenient.
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