Car Leasing

[Sippo]

Any recommendations on companies for personal car leasing.

Have a budget of around £230pm. 12k miles per year.

Needs to be big enough for family. A

What's the ford Kuga like?

[Samdy Gray]

I've leased through these before: http://www.tilsungroup.com/

My current lease is direct with Kia. They were happy to match the price of online brokers.

A colleague has a Ford Kuga. They're not as big inside as you'd think, it wasn't much bigger than my previous Focus.

[Bogus Dave]

I got mine through lingscars.com. If you can see through the branding they have some decent offers and the process was painless

[Sippo]

I've leased through these before: http://www.tilsungroup.com/

My current lease is direct with Kia. They were happy to match the price of online brokers.

A colleague has a Ford Kuga. They're not as big inside as you'd think, it wasn't much bigger than my previous Focus.

What do you have Sam?

[Reg Smeeton]

 There's a school of thought that this particular industry is driving us towards another 2008 style crash...

https://www.theguardian.com/business/2017/jun/10/car-loans-personal-contract-plans-vehicle-financial-crisis-pcp

[china red]

Where did you find a Kuga for that price? I got mine through the employee scheme and it costs more than that, although with no deposit.

Not a bad car, haven't had any problems with it so far drives quite well but I have the 2.0L version

[Chubbs]

lingcars has the best and worst website of all time

[Samdy Gray]

What do you have Sam?

Kia Niro. Roomy like a Sportage but not as tall, plus it's a hybrid so I get to feel like I'm doing my bit for the environment.

There's a school of thought that this particular industry is driving us towards another 2008 style crash...

https://www.theguardian.com/business/2017/jun/10/car-loans-personal-contract-plans-vehicle-financial-crisis-pcp

For people who use it to buy (or, more likely, are sold) a brand new car because all they look at is the 'low monthly payments' rather than the total payable, I agree it's a disaster waiting to happen. Eighteen year old kids paying £300+ per month to drive a Vauxhall Corsa.

There are cheaper ways of motoring, but for others who are more savvy and realise it's a cost effective way to drive a brand new car for two/three years for less than the cost of the depreciation from buying new, without the potential hassles of breakdowns and maintenance, it works really well.

[Ardiles]

As Samdy says, the Kuga's interior is smaller than you would think.  If boot space is a consideration, the Kuga (406L) does not compare at all well with competitors such as the Honda CRV (589L), Hyundai Tucson (513L) or Kia Sportage (503L).

[The Artist Formerly Known as Audrey]

I went in to the Ford showroom just for a look around, fancying a Kuga, and asked if I paid cash if there would be a discount. Got laughed at. They all want to hook you on to a credit deal - more commission for them, I reckon.

And there's me still thinking cash is king.

I'm house hunting at the moment as a cash buyer - hope that will help with any offer I may put in.

[Chubbs]

As Samdy says, the Kuga's interior is smaller than you would think.  If boot space is a consideration, the Kuga (406L) does not compare at all well with competitors such as the Honda CRV (589L), Hyundai Tucson (513L) or Kia Sportage (503L).

I really like the look of the Sportage. Plus, do KIA still do their 7 year warranty?

[Samdy Gray]

Yes.

[Ardiles]

I really like the look of the Sportage. Plus, do KIA still do their 7 year warranty?

Not sure.  I never buy new, so not my area.  But I agree...I do like the shape of the new model.

[Ardiles]

I went in to the Ford showroom just for a look around, fancying a Kuga, and asked if I paid cash if there would be a discount. Got laughed at. They all want to hook you on to a credit deal - more commission for them, I reckon.

And there's me still thinking cash is king.

I bought an 18 month old Focus from a dealership 3 yrs ago for cash.  The rep at the dealership - who looked about 19 - spent a couple of futile minutes trying to explain to me that it would be financially advantageous to buy the car using their finance deal anyway.

Won’t bore you with the figures but, suffice to say, it was a complete lie.  In the end, I had to tell him that he was a financial illiterate and needed to go away and do the sums himself before spouting his rubbish.

[Batch]

after I bought my last car they had a special guy who tried to sell me finance and all manor of shit priced  extras , GAP insurance, Scotchgard and some clear coat  paint protecting bollocks.

he basically walked off after a couple of minutes of 'I'm not buying without getting a comparative quote' . what kind of idiot buys this stuff on the day without knowing their sums?!