The thread for petrolheads

[Talk Talk]

Sevenhampton church....where Ian Fleming is buried.

I KNEW THAT YOU WOULD GET THAT REG 

But what is the car connection to all three places?

[Talk Talk]

seven months. SEVEN?

was that due to insurance company fuckwittery?

Nope. It's good and bad. My insurance company - Admiral (I didn't use any specialists for the insurance, their quote was ridiculously low) - coughed up within a few weeks and were absolutely brilliant. They did their best to avoid writing the car off which would make it unsaleable (not that I ever will, this car will go to one of my boys either when the governmunt take my licence away or I die).

I chose a classic car restorer rather than a repairer. The bloke is such a perfectionist that he takes forever as everything has to be exactly right. In the end I got fed up and stole the car back. I'm quite capable of polishing it and tidying up the loose ends. He didn't like it but hey ho. Now I have it and I fucking love it

 

[Batch]

well, at least it'll look tip top I suppose, but that's quite some time..

good to hear about admiral too. just switched to them

[jayohaitchenn]

well, at least it'll look tip top I suppose, but that's quite some time..

good to hear about admiral too. just switched to them

you first re-newel quote will be twice what you're paying now. Cunts.

[Barry Scott]

you first re-newel quote will be twice what you're paying now. Cunts.

Mine went up year on year. After 3 years the premium was double what I started with. Trouble is they were still the cheapest for the first couple of renewals.

When I went elsewhere they then tried to fuck me over, by saying as I hadn't cancelled 30 days (or some other arbitrary figure) before the renewal date, they'd renewed my policy automatically and I owed them for it as I'd not yet paid... They refused to give me proof of no claims until I paid my premium.

[jayohaitchenn]

Mine went up year on year. After 3 years the premium was double what I started with. Trouble is they were still the cheapest for the first couple of renewals.

When I went elsewhere they then tried to fuck me over, by saying as I hadn't cancelled 30 days (or some other arbitrary figure) before the renewal date, they'd renewed my policy automatically and I owed them for it as I'd not yet paid... They refused to give me proof of no claims until I paid my premium.

Sounds very familiar. Needless to say they are on my ever-increasing cunt list.

[Batch]

you first re-newel quote will be twice what you're paying now. Cunts.

Then I go back to direct line. The ONLY way to get a good deal is to not be loyal/haggle at renewal time. Pretty much true of every company

In fact RAC were the only ones who didn't try and screw me over compared to new customer and still reduced down to around the same price as Green Flag
-----------------
Thanks for the 30 day warning BTW.

[jayohaitchenn]

Make sure you remove the implied right to charge your card for the following year, otherwise they can automatically renew you.

[Batch]

Make sure you remove the implied right to charge your card for the following year, otherwise they can automatically renew you.

Thanks. Presumably I'll get a renewal notice before they do?

[jayohaitchenn]

You will, but if you don't remove the implied right they can automatically charge your card whatever their first quote is on the day your current deal expires. I missed my first renewal email and didn't notice until my credit card bill came through with an extra £650+ on it. To be fair, they sorted it but I was still within the 14 day cool off period so fuck knows what would have happened if it had passed.

[suttonred]

You will, but if you don't remove the implied right they can automatically charge your card whatever their first quote is on the day your current deal expires. I missed my first renewal email and didn't notice until my credit card bill came through with an extra £650+ on it. To be fair, they sorted it but I was still within the 14 day cool off period so fuck knows what would have happened if it had passed.

Sounds like the next PPI waiting to happen to me. But i'm with them I'll keep an eye on it cheers.

[Barry Scott]

It is Sutton, it's fucking hateful.

With me I'd luckily lost my card so they couldn't charge me. I was also about a month past the renewal date. The cunts said even though they couldn't take from the card, the policy was renewed, so I owed them. Fucking shocking behaviour, especially as I only phoned them for NCD and they refused on account of me not paying my premium.

The thing I don't get is, they said I owed them for a premium that started x days ago, but I was not actually insured during this period as I'd not paid this premium. They even agreed by saying if I crashed I couldn't claim as I was not covered - about the only logical thing they said.

So, and this is what really got my back up, why the fuck do I want to back date my cover, when you've said I've not been covered? And how was my policy renewed, without payment being taken and them stating I'm not covered in the event of a claim. Fucking bottom feeders.

For the record I wrote to the regulator and spoke to my new insurer and it somehow got my NCD sorted.

[Sippo]

I think most insurance companies do automatic renewal. I always shop around when the year is up.

[Simon Pieman]

I think most insurance companies do automatic renewal. I always shop around when the year is up.

Yep and they justify it now by suggesting it's so if you forget to renew you will still be insured and legal.

Renewal notices always come far later than the 30 days they're supposed to give. Not sure if this is also a sneaky way round that too.

[4D]

My house insurance renewal came recently with a 68% hike on last year. When I checked on a comparison site the company who underwrite my current insurance provider could do it for less than half the price. Go figure.