The Cost Of Living

[red macca]

Your a lying cunt ralphy fuck off  

[flammableBen]

I fully own the cup of tea I'm drinking, no mortgage.

[jayohaitchenn]

well done Ben.

Is it a nice cuppa?

[flammableBen]

'tis indeed.

[jayohaitchenn]

good. I'm glad for you.

[oxford_fan]

i'm dreading the expense of living indipendently when i graduate, especially as i intend to move to London.

[herthab]

i'm dreading the expense of living indipendently when i graduate, especially as i intend to move to London.

Your degree isn't in English, is it?

[jayohaitchenn]

[Sharky]

i'm dreading the expense of living indipendently when i graduate, especially as i intend to move to London.

Dont move to london, its too expensive if you havent got a serious deposit to buy a place!

Renting is like throwing your money down a drain that you also like to piss in sometimes!

look for a place to buy outside of London - my suggestions would be Uxbridge or High Wycombe if your not loaded, maybe try Ruislip but I dont know it very well myself.

Some areas of ascot near Windsor are also becoming available at good prices if you want to find a nice flat....

Anyway there's me trying to be helpful - enough of that!

[millom red]

I lived in chiswick for 6 months and rented a 2 bed for £1100 a month. Buying to rent out is ok until such time that the market falls away then you are fucked. I got caught out in the early eighties.

Millom

[Ralphy]

Well i've bought a 2 bedroom flat on a brand new estate in rural Oxfordshire. I'm only 25, single, i think it's a good investment.

It's not a part buy part rent deal, it's reduced market value.

I'm buying 60% of the property and the Housing company owns the other 40%.

It's good scheme West Oxfordshire Council have come up with to make housing more affordable for young people.

If it's worth £161k now, in 5 years when i come to sell it, it will be worth £180 to £190 k, i'm gonna make money on it regardless.

[Scot Munroe]

Well i've bought a 2 bedroom flat on a brand new estate in rural Oxfordshire. I'm only 25, single, i think it's a good investment.

It's not a part buy part rent deal, it's reduced market value.

I'm buying 60% of the property and the Housing company owns the other 40%.

It's good scheme West Oxfordshire Council have come up with to make housing more affordable for young people.

If it's worth £161k now, in 5 years when i come to sell it, it will be worth £180 to £190 k, i'm gonna make money on it regardless.

It is a good invesyment Ralph. What about that Scouse Girl you were seeing.

[Fred Elliot]

Well i've bought a 2 bedroom flat on a brand new estate in rural Oxfordshire. I'm only 25, single, i think it's a good investment.

It's not a part buy part rent deal, it's reduced market value.

I'm buying 60% of the property and the Housing company owns the other 40%.

It's good scheme West Oxfordshire Council have come up with to make housing more affordable for young people.

If it's worth £161k now, in 5 years when i come to sell it, it will be worth £180 to £190 k, i'm gonna make money on it regardless.

CRACK HOUSE WHORE DEN

 

[magicroundabout]

Well i've bought a 2 bedroom flat on a brand new estate in rural Oxfordshire. I'm only 25, single, i think it's a good investment.

It's not a part buy part rent deal, it's reduced market value.

I'm buying 60% of the property and the Housing company owns the other 40%.

It's good scheme West Oxfordshire Council have come up with to make housing more affordable for young people.

If it's worth £161k now, in 5 years when i come to sell it, it will be worth £180 to £190 k, i'm gonna make money on it regardless.

simple question without spitting your dummy out.

does it mean you'll get 60% of any profit too???

[Ralphy]

I'm not spitting my dummy out Martin, just pisses me off how you pick holes in everything about me.

Yes i get 60% of any profit.