stolen identity

[Arriba]

any of you fallen victim to this?

i have this very week.some cunt tried doing me for £4000 via my credit card.they had various information on me which allowed them to access my account.the only thing that stopped them getting the cash transfered was their accent on the phone which rang alarm bells for the person on the end of the phone taking their call.

done a bit of digging and googled my name out of interest.some 192 website has info on anyone if you pay them a bit of cash.fucking wrong if you ask me,as some of the info the dodgy cunt had on me they must have got from there.
how they got my credit card details i'll never know.

i reccomend all of you to change your mothers maiden name,and place of birth if its a question you get asked alot on any accounts you have.dont use your mothers real name or town of birth.
both are readily available to anyone who wants to find out.

[nochee]

Do you shred your bank statements, bills etc etc? Someone may have been thru your bin bags!

[Batch]

That was quite sharp of the CC person, though I guess they are trained in such matters especially where large quantities of cash are concerned. Still saved a lot of grief though!

192.com is a bit of a stalkers haven, but I think they use public sources of information - electoral role, directory enquires, etc. Makes it much easier though.

I guess the CC details were cloned. Do you use the CC a lot? Or have you used it online via any dodgy links, etc?

[Arriba]

yep.i'm carefull which surprised me how i became a victim of it.the bank called me on my mobile when the crook was on another line to them.
i think its a takeaway staff member who is behind it,or a dodgy shop worker and they have left a big trail to follow.
i never buy from questionable websites.to be fair i rarely use the card at all

[Batch]

i think its a takeaway staff member who is behind it,or a dodgy shop worker and they have left a big trail to follow.
... i rarely use the card at all

Hopefully a nice easy collar. If it is a shop worker selling on the CC details you can bet that you won't be the only victim. Should make cross referencing a lot easier if you dont use it much.

[jonny72]

Hopefully a nice easy collar.

Unless the banks have changed their attitude in the last couple of years, they'll most likely do fuck all about it. Plenty of times I picked up fraudulent transactions through my website and the banks didn't give a flying fuck even when offered all the information they and the Police would need to make an arrest.

The main problem was that it wasn't their problem - it is always the retailer that processed the sale that takes the financial hit, never the card holder or the bank. It's a bit different now with the additional security measures but a lot of online shops don't bother with them so still end up taking the hit.

[ronnie21]

Unless the banks have changed their attitude in the last couple of years, they'll most likely do fuck all about it. Plenty of times I picked up fraudulent transactions through my website and the banks didn't give a flying fuck even when offered all the information they and the Police would need to make an arrest.

The main problem was that it wasn't their problem - it is always the retailer that processed the sale that takes the financial hit, never the card holder or the bank. It's a bit different now with the additional security measures but a lot of online shops don't bother with them so still end up taking the hit.

I got done on-line about four years ago, the bank (Halifax) acknowledged I had been scammed and were quite prepared to reimburse me and forget about it.  I realised they actually had the account no, of the cunt who scammed me - they said they couldn't disclose it without police confirmation etc. and because it was only a few thou to forget it.  I contacted my mp, he actually contacted the chief constable of Wiltshire, we soon got some action and an arrest!  Apart from the lack of action on the Halifax's part I couldn't fault them on the way they looked after me and within three weeks all my money had been put back in and I paid no interest on the money they "loaned" me to see me through!

[oxford_fan]

When I was a student, a bloke knocked on our door and claimed to be from the electricity company. I'd been indulging in the student lifestyle, so didn't ask him for any ID. He asked to see our last few bills and then said he had to get something from his car - never saw him again. Nothing major as I don't think you can do much with a few household bills, and I'm hoping my general hospitality and tea-making skills put him off. But I'm always prepared for the day that I receive a letter from Norwich library for unpaid fines on a fraudulent account.

[joteddyred]

When I was about 19 I lost my purse in Brunel Rooms.  It was handed in minus everything bar the front door key.  Good job really considering my paper driving licence was in there with my address on (before the days of photo ones), along with a couple of bank cards.  I cancelled everything the next day and thought no more of it.  Several months later I started to get documents from various electrical stores about items I hadn't bought.  Turned out someone had used my ID to purchase thousands of pounds worth of electrical goods on buy now buy later schemes and I was now being sent the paperwork to say payments were now due.  The police investigated and luckily CCTV in one of the stores proved it wasn't me that had bought the goods (slight difference in the colour of skin!).  I had to cancel my bank account though to prevent any payments being taken from it.  They never caught the person/people either, so they walked out of various stores with loads of stuff!

[BANGKOK RED]

Cool. I reckon that I might be able to make use of 192.com

My nefarious deeds will be victimless ones.

[Peter Venkman]

£4000 fucking hell that would have been bloody rough if it had gone through.

[SwindonTartanArmy]

my brother lives in Dubai and got really stung. Maxed out his credit card and emptied his bank account. Banks wouldnt pay it to him back though either despite the transactions beaing done in eastern europe while he awas sat in the UAE!

[jutty274]

all credit card companys have a built in system that if you only spend small amounts on your card and then you spend a large amount on it it should automatically decline the transaction. The amount of people who get upset when thier cards get declined at my work, when you explain the reason why they seem to cheer up and a phone call to their bank soon sorts everything out.