sonicyouth
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« on: Friday, October 7, 2005, 23:25:09 » |
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I'm bored and I've just watched the entire first series of Spaced.
I feel like shite.
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Dazzza
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« Reply #1 on: Friday, October 7, 2005, 23:40:13 » |
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Same here, I need to get absolutely wasted very soon or I'll go absolutely mad.
Do you like that Spaced?
Thought it was ok but a bit overrated
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sonicyouth
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« Reply #2 on: Friday, October 7, 2005, 23:44:16 » |
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I'm too poor to do anything, I keep getting overdrawn because of silly bank charges. In the meantime I'm pretending it's not really happening.
Spaced is alright, quite amusing but nothing special. It was like a really long version of Shaun of the Dead without zombies (bar one episode).
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Dazzza
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« Reply #3 on: Friday, October 7, 2005, 23:52:30 » |
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Have you not got a student bank account yet?
You should be entitled to an interest free overdraft, which they'll normally throw a grands worth at you in your first year of study. Worth checking out as Natwest in particular are so slack at changing it back to a current account I had mine for over 6+ years.
All my pennies at the moment are paying off debts and saving for furniture so beer is not a priority. Going mad with boredom at weekends mind.
Wasn't a massive fan of Shaun of the Dead either. Black Books is top of my list at the moment.
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sonicyouth
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« Reply #4 on: Friday, October 7, 2005, 23:55:18 » |
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I've got a current account with a £100 o/d limit, but I've not seen my account anywhere near the £0 mark for a few months. It's probably not wise giving me an overdraft limit of a grand, I'd blow it in the space of two weeks easily. I'm awful with money.
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Dazzza
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« Reply #5 on: Saturday, October 8, 2005, 00:03:28 » |
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Same here but it's still worth transferring over you’ll find the bank cut you a lot more slack over charges etc.
Mind you if your planning to head off to Uni after your current course I’d hold fire on the overdraft until a later date.
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Johno
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« Reply #6 on: Saturday, October 8, 2005, 00:16:21 » |
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im very bored watching friends....
uni...seems liike such a distant thing to me! don't know if thats good or bad!
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Amir
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« Reply #7 on: Saturday, October 8, 2005, 00:28:35 » |
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Get a loan and then never pay it back. I did that, but then they shafted me on everything else, so I couldn't give a fuck.
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yeo
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« Reply #8 on: Saturday, October 8, 2005, 00:31:32 » |
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I did that too.(not a student loan though)
It falls off your credit score after 10 years anyway so its a win win situation.
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Amir
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« Reply #9 on: Saturday, October 8, 2005, 00:39:38 » |
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I can't get credit anyway because I'm self-employed and I don't keep my accounts well enough. I didn't have to pay fees, but they stole my grant. Fair enough in some ways, although I lost out more than the rich kids when it came down to it. And it's not as if I use my degree  I'm a scumbag :smile1: |
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oxford_fan
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« Reply #10 on: Saturday, October 8, 2005, 13:59:47 » |
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i'm -£600 but i should have a bit of cash coming in soon
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Ralphy
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« Reply #11 on: Sunday, October 9, 2005, 11:51:06 » |
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I have 2 bank accounts with HSBC. Wages are payed into my current account by Royal Mail, then i have a standing order every friday to my mum for my keep.
I also have a standing order into my other account each friday which is my 'outgoings' account. I have all my outgoings took from this then whatever is left in my current account is my money to do what i like with!
Good system to stop yourself getting in debt.
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