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80% => The 4D Q&A forum => Topic started by: 4D on Monday, September 28, 2020, 16:25:48



Title: Refunded on credit card, how do I transfer the balance
Post by: 4D on Monday, September 28, 2020, 16:25:48
Just had a refund on my credit card, and it's the only amount on the card. How do I transfer the funds into my current account. When I go to do it online it looks more like a transfer as a cash advance, which is subject to fees! I thought I could just draw it down.  ???
Or, do I have to get spending on the card?  :)


Title: Re: Refunded on credit card, how do I transfer the balance
Post by: Bogus Dave on Monday, September 28, 2020, 16:28:11
If you speak to your bank they’ll be able to move the money into your current account. Usually takes a day or two

I’ve had to do this on more than one occasion with Halifax, due to the credit card and joint account being next to each other on my list of payees and me being an idiot


Title: Re: Refunded on credit card, how do I transfer the balance
Post by: Panda Paws on Monday, September 28, 2020, 16:28:56
I've had this a few times in recent weeks, on closed cards. Just phone the credit card company and they'll doit for you, without the charges you'd normally see on a transfer.


Title: Re: Refunded on credit card, how do I transfer the balance
Post by: 4D on Monday, September 28, 2020, 16:29:06
 :D Cheers