Thetownend.com

Has anybody used a company to see if they have a claim?

I just got docs back from one company and they want 24% of a successful claim. Is that high? It sounds high.

Seems high to me.  Have you tried claiming back using the Martin Lewis Money Expert website.
If you can't be bothered with that try Hidenda I think they just charge 20% which is VAT

I paid 24%

Out of the the 5k i got back its a large chunk!

Every search done for me came up blank. As I suspected they would.

There are ways of doing it yourself apparently.

I didn't and was stung similar to others.

Sounds like too much faff to me.

I did it myself a few years ago and got quite a lot of cash back (only then to be stung by the tax man cos of the interest they add on - still a nice little earner).  Luckily I had pretty much all of the relevant info/paperwork still as it was mainly mortgage protection insurance type of PPI. Wasn't too much of a faff but that was probably cos I had most of the info pretty much too hand even though it was a long time back.


Given the looming deadline for claims, if you are not sure you have got any valid claims/previous PPI, and are a little bit "I cant be arsed" I would say go with one of the companies that do it for you.  Removes the faff, costs you nothing if they find nothing, and could be a nice unexpected windfall.  Can't recommend any particular claims firms though - MSE/Martin Lewis might have a recommendation on that front

There's no way I will be doing it myself... even if I were in the UK.

just use resolver and do it yourself. keep all the money. its piss easy

https://www.resolver.co.uk/

From the other side of the world?

With no documents.

Its all online and submitted for you.

I did have some documents to be fair.

But your call at the end of the day.

Edit: incidentally, Lloyds paid up on a loan I forgot about after automatically linking to one I had complained on. I did get a telephone call from them to talk about why I though it was miss sold.

I'll have a butcher's.

Thanks

Worth a look even if you decide not to. You just need to know why it was miss-sold. For me it was a combination of not being in a job long enough to activate, and having savings meaning I didn't need it ( I think  ;) )

Mrs B went through a company successfully (25-30%). You do need to provide them an authorisation signature in a (mailed) form.

I may be wrong, but I think DRS knew someone who worked in claims.

I don't know why I was missold it.
I don't know if I was missold it.
I don't even know if I was sold it at all.

There's a good chance I was. I vaguely remember being offered something that sounds like PPI when I got my mortgage. I just don't know if I agreed or not. It was a long time ago. It sounds like something that I would agree to.

I'll drop Dean a message.

Given the all broke the rules at the time, so long as you can make a statement such as "they insinuated that it would help me get the finance", that usually helps.  There is usually no paper trail they can rely on that achieved the necessary level for the regulator.

There are some who will chase down even if you don't remember the name of the companies you might have had PPI with as well.

This - so long as you say "I didn't need it, I was in a secure job", they are on the back foot.  I can PM with more details if reality of my case(s), not prepared to put out on public forum  :D :D :D :D