Thetownend.com

80% => The Nevillew General Discussion Forum => Topic started by: Sippo on Tuesday, June 13, 2017, 21:15:28



Title: Car Leasing
Post by: Sippo on Tuesday, June 13, 2017, 21:15:28
Any recommendations on companies for personal car leasing.

Have a budget of around £230pm. 12k miles per year.

Needs to be big enough for family. A

What's the ford Kuga like?


Title: Re: Car Leasing
Post by: Samdy Gray on Wednesday, June 14, 2017, 05:00:26
I've leased through these before: http://www.tilsungroup.com/

My current lease is direct with Kia. They were happy to match the price of online brokers.

A colleague has a Ford Kuga. They're not as big inside as you'd think, it wasn't much bigger than my previous Focus.


Title: Re: Car Leasing
Post by: Bogus Dave on Wednesday, June 14, 2017, 05:03:24
I got mine through lingscars.com. If you can see through the branding they have some decent offers and the process was painless


Title: Re: Car Leasing
Post by: Sippo on Wednesday, June 14, 2017, 05:32:50
I've leased through these before: http://www.tilsungroup.com/

My current lease is direct with Kia. They were happy to match the price of online brokers.

A colleague has a Ford Kuga. They're not as big inside as you'd think, it wasn't much bigger than my previous Focus.

What do you have Sam?


Title: Re: Car Leasing
Post by: Reg Smeeton on Wednesday, June 14, 2017, 06:49:24
 There's a school of thought that this particular industry is driving us towards another 2008 style crash...

https://www.theguardian.com/business/2017/jun/10/car-loans-personal-contract-plans-vehicle-financial-crisis-pcp


Title: Re: Car Leasing
Post by: china red on Wednesday, June 14, 2017, 07:53:25
Where did you find a Kuga for that price? I got mine through the employee scheme and it costs more than that, although with no deposit.

Not a bad car, haven't had any problems with it so far drives quite well but I have the 2.0L version


Title: Re: Car Leasing
Post by: Chubbs on Wednesday, June 14, 2017, 08:27:26
lingcars has the best and worst website of all time


Title: Re: Car Leasing
Post by: Samdy Gray on Wednesday, June 14, 2017, 09:07:06
What do you have Sam?

Kia Niro. Roomy like a Sportage but not as tall, plus it's a hybrid so I get to feel like I'm doing my bit for the environment.

There's a school of thought that this particular industry is driving us towards another 2008 style crash...

https://www.theguardian.com/business/2017/jun/10/car-loans-personal-contract-plans-vehicle-financial-crisis-pcp

For people who use it to buy (or, more likely, are sold) a brand new car because all they look at is the 'low monthly payments' rather than the total payable, I agree it's a disaster waiting to happen. Eighteen year old kids paying £300+ per month to drive a Vauxhall Corsa.

There are cheaper ways of motoring, but for others who are more savvy and realise it's a cost effective way to drive a brand new car for two/three years for less than the cost of the depreciation from buying new, without the potential hassles of breakdowns and maintenance, it works really well.


Title: Re: Car Leasing
Post by: Ardiles on Wednesday, June 14, 2017, 09:17:46
As Samdy says, the Kuga's interior is smaller than you would think.  If boot space is a consideration, the Kuga (406L) does not compare at all well with competitors such as the Honda CRV (589L), Hyundai Tucson (513L) or Kia Sportage (503L).


Title: Re: Car Leasing
Post by: The Artist Formerly Known as Audrey on Wednesday, June 14, 2017, 09:19:39
I went in to the Ford showroom just for a look around, fancying a Kuga, and asked if I paid cash if there would be a discount. Got laughed at. They all want to hook you on to a credit deal - more commission for them, I reckon.

And there's me still thinking cash is king.

I'm house hunting at the moment as a cash buyer - hope that will help with any offer I may put in.


Title: Re: Car Leasing
Post by: Chubbs on Wednesday, June 14, 2017, 09:20:49
As Samdy says, the Kuga's interior is smaller than you would think.  If boot space is a consideration, the Kuga (406L) does not compare at all well with competitors such as the Honda CRV (589L), Hyundai Tucson (513L) or Kia Sportage (503L).

I really like the look of the Sportage. Plus, do KIA still do their 7 year warranty?


Title: Re: Car Leasing
Post by: Samdy Gray on Wednesday, June 14, 2017, 09:26:50
Yes.


Title: Re: Car Leasing
Post by: Ardiles on Wednesday, June 14, 2017, 09:28:07
I really like the look of the Sportage. Plus, do KIA still do their 7 year warranty?

Not sure.  I never buy new, so not my area.  But I agree...I do like the shape of the new model.


Title: Re: Car Leasing
Post by: Ardiles on Wednesday, June 14, 2017, 09:34:15
I went in to the Ford showroom just for a look around, fancying a Kuga, and asked if I paid cash if there would be a discount. Got laughed at. They all want to hook you on to a credit deal - more commission for them, I reckon.

And there's me still thinking cash is king.

I bought an 18 month old Focus from a dealership 3 yrs ago for cash.  The rep at the dealership - who looked about 19 - spent a couple of futile minutes trying to explain to me that it would be financially advantageous to buy the car using their finance deal anyway.

Won’t bore you with the figures but, suffice to say, it was a complete lie.  In the end, I had to tell him that he was a financial illiterate and needed to go away and do the sums himself before spouting his rubbish.


Title: Re: Car Leasing
Post by: Batch on Wednesday, June 14, 2017, 09:49:01
after I bought my last car they had a special guy who tried to sell me finance and all manor of shit priced  extras , GAP insurance, Scotchgard and some clear coat  paint protecting bollocks.

he basically walked off after a couple of minutes of 'I'm not buying without getting a comparative quote' . what kind of idiot buys this stuff on the day without knowing their sums?!


Title: Re: Car Leasing
Post by: pauld on Wednesday, June 14, 2017, 09:59:33
I had a browse round Car Shop recently, as I think my old shed is probably on it's last legs so wanted to at least be prepared for when it does go (although I've been predicting it's imminent demise for the past 5 years and it's still going). Became very apparent fairly quickly that they are actually a business that sells finance, not cars. The cars are just bait for the finance packages.


Title: Re: Car Leasing
Post by: pauld on Wednesday, June 14, 2017, 10:01:17
I really like the look of the Sportage. Plus, do KIA still do their 7 year warranty?
I quite fancy the Sportage too, anyone know how it drives?


Title: Re: Car Leasing
Post by: horlock07 on Wednesday, June 14, 2017, 10:33:01
We are also looking at another motor and as I am a fuckwit on such matters what are the pro's and cons of leasing? I suppose the key is that under leasing you don't have an asset at the end of the process but alternatively for a known figure each month motoring is covered?

Can someone point me at a fuckwits guide as to whether lease or buy, if we buy its likely to be second hand ans probably funded 50% cash and 50% loan (probably try and get via interest free credit card if possible?)


Title: Re: Car Leasing
Post by: Chubbs on Wednesday, June 14, 2017, 10:40:47
I had a browse round Car Shop recently, as I think my old shed is probably on it's last legs so wanted to at least be prepared for when it does go (although I've been predicting it's imminent demise for the past 5 years and it's still going). Became very apparent fairly quickly that they are actually a business that sells finance, not cars. The cars are just bait for the finance packages.

I went in a few years back with my old man and it was horrific. Don't go in there if you think you will be able to walk around at your leisure looking at cars, you wont. And if you do end up buying a car, make sure you set aside half a day to fill out all the paper work.
My old man did eventually buy a car from there but paid cash upfront so wasn't much hassle and the car has done pretty well. i've been driving it since his passing and no issues.


Title: Re: Car Leasing
Post by: Peter Venkman on Wednesday, June 14, 2017, 10:41:53
I quite fancy the Sportage too, anyone know how it drives?
Depends on what you compare it to, I was going to get one but hated how it drove, similar with the Qashqai, they felt like a tank to me but you may enjoy it if you are going from a Skoda or Fiesta and don't mind the extra size for parking and driving round town, the Kadjar isn't too bad but still a bit wallowy on bend when pushed and is underpowered.

I liked driving the Peugeot 3008 which is a similar size but drives much more like a Focus or Astra.


Title: Re: Car Leasing
Post by: pauld on Wednesday, June 14, 2017, 10:45:30
Depends on what you compare it to, I was going to get one but hated how it drove, similar with the Qashqai, they felt like a tank to me
Interesting as the Qashqai is another I'd looked at, purely because I quite like the "bit-bigger-than-a-hatchback-but-not-quite-a-full-SUV" form factor. Assume Sportage is similar in terms of size then? (Yes, I know I could look up the physical dimensions but it's more how it feels on the road I was wondering about)


Title: Re: Car Leasing
Post by: sonicyouth on Wednesday, June 14, 2017, 10:48:27
I had a browse round Car Shop recently, as I think my old shed is probably on it's last legs so wanted to at least be prepared for when it does go (although I've been predicting it's imminent demise for the past 5 years and it's still going). Became very apparent fairly quickly that they are actually a business that sells finance, not cars. The cars are just bait for the finance packages.
I bought my car from there but didn't set foot in there without having the money sorted from elsewhere first. I knew what I wanted and was initially quite insistent and the entire process was straightforward and pleasant. I'd recommend them if you have a fixed idea.


Title: Re: Car Leasing
Post by: Arriba on Wednesday, June 14, 2017, 11:07:27
I went in to the Ford showroom just for a look around, fancying a Kuga, and asked if I paid cash if there would be a discount. Got laughed at. They all want to hook you on to a credit deal - more commission for them, I reckon.

And there's me still thinking cash is king.

I'm house hunting at the moment as a cash buyer - hope that will help with any offer I may put in.

If you want a new car put the make and model you want into 'carwow' then fill your boots. Cash still is king and I saved a shedload on my Mrs i10


Title: Re: Car Leasing
Post by: Peter Venkman on Wednesday, June 14, 2017, 11:08:38
Interesting as the Qashqai is another I'd looked at, purely because I quite like the "bit-bigger-than-a-hatchback-but-not-quite-a-full-SUV" form factor. Assume Sportage is similar in terms of size then? (Yes, I know I could look up the physical dimensions but it's more how it feels on the road I was wondering about)
Sportage feels slightly bigger inside than the Qashqai but neither are that big because they are basically pumped up hatchbacks really and the Sprtage has a lot better quality feel of seats and controls than the Nissan IMO.

You wouldn't get either if you wanted bags of interior space.


Title: Re: Car Leasing
Post by: Bogus Dave on Wednesday, June 14, 2017, 11:19:57
We are also looking at another motor and as I am a fuckwit on such matters what are the pro's and cons of leasing? I suppose the key is that under leasing you don't have an asset at the end of the process but alternatively for a known figure each month motoring is covered?

Can someone point me at a fuckwits guide as to whether lease or buy, if we buy its likely to be second hand ans probably funded 50% cash and 50% loan (probably try and get via interest free credit card if possible?)

I went leasing to get my car

Pros: easy to budget, new car, under warranty, no MOT and less likely to breakdown

Cons: mileage limits, up front deposit and left with nothing after the term ends

If you can cope with spending a grand or so every two to three years on a deposit and don't need excessive mileage I would recommend leasing every time


Title: Re: Car Leasing
Post by: The Grim Reaper on Wednesday, June 14, 2017, 14:06:08
I lease through my employer.

Currently have a Fiesta ST Line at £232/month

No deposit
Insurance included
Tax included
Servicing included
No MOT worries
Replacement tyres free
1,000 miles/month

It's a no brainer for me


Title: Re: Car Leasing
Post by: Chubbs on Wednesday, June 14, 2017, 15:06:11
I lease through my employer.

Currently have a Fiesta ST Line at £232/month

No deposit
Insurance included
Tax included
Servicing included
No MOT worries
Replacement tyres free
1,000 miles/month

It's a no brainer for me
That's a cracking deal. I miss my focus ST.

Who do you work for?


Title: Re: Car Leasing
Post by: The Grim Reaper on Wednesday, June 14, 2017, 17:14:14
DHL

It's not an ST but the ST Line, which is the 1.0 litre 140bhp Ecoboost engine.


Title: Re: Car Leasing
Post by: ronnie21 on Thursday, June 15, 2017, 05:36:34
Sportage feels slightly bigger inside than the Qashqai but neither are that big because they are basically pumped up hatchbacks really and the Sprtage has a lot better quality feel of seats and controls than the Nissan IMO.

You wouldn't get either if you wanted bags of interior space.
We have looked at both cars as a replacement for ours when the time comes, probably the size of the boot may swing it for us - it seems the new Qashquai has a smaller boot than its predecessors.  Be interested to hear anybody's views on the merits or otherwise of the two cars.


Title: Re: Car Leasing
Post by: @MacPhlea on Thursday, June 15, 2017, 06:01:47

https://www.contractcars.com


Title: Re: Car Leasing
Post by: pauld on Thursday, June 15, 2017, 09:12:10
We have looked at both cars as a replacement for ours when the time comes, probably the size of the boot may swing it for us
You're like an automotive Troy Archibald-Henville


Title: Re: Car Leasing
Post by: Chubbs on Thursday, June 15, 2017, 09:27:10
Id recommend dick lovett BMW solely because their receptionist are fit.


Title: Re: Car Leasing
Post by: Reg Smeeton on Thursday, June 15, 2017, 09:32:00
Id recommend dick lovett BMW solely because their receptionist are fit.

Do they have badges with Dick Lovett, written on?


Title: Re: Car Leasing
Post by: horlock07 on Thursday, June 15, 2017, 09:36:18
We have looked at both cars as a replacement for ours when the time comes, probably the size of the boot may swing it for us - it seems the new Qashquai has a smaller boot than its predecessors.  Be interested to hear anybody's views on the merits or otherwise of the two cars.

Its probably not helpful but my father in law has a Qashquai and it, without fail, makes my daughter car sick everytime she travels is in it, and its the only car that does so!


Title: Re: Car Leasing
Post by: sonicyouth on Thursday, June 15, 2017, 10:37:01
You're like an automotive Troy Archibald-Henville
Better known as a Twitter user than a footballer within Swindon. What a career he had with us.


Title: Re: Car Leasing
Post by: horlock07 on Thursday, June 15, 2017, 12:28:19
Better known as a booty lover than a footballer within Swindon. What a career he had with us.

Corrected for you...


Title: Re: Car Leasing
Post by: Peter Venkman on Thursday, June 15, 2017, 12:35:09
Better known as a car booty lover than a footballer within Swindon. What a career he had with us.
Corrected for you...
Corrected for you... also bringing the thread back on subject ;)


Title: Re: Car Leasing
Post by: Batch on Thursday, June 15, 2017, 12:52:33
I had a dream about babes in cars last night.
When I woke up all I had left was the horn.