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> Topic:
0% Balance Transfer Credit Cards..
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Topic: 0% Balance Transfer Credit Cards.. (Read 1628 times)
DarloSTFC84
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Posts: 3559
Twittah.. @DarloJAG84
0% Balance Transfer Credit Cards..
«
on:
Sunday, December 16, 2018, 10:30:17 »
So.. a colleague of mine has just asked me something I literally know nothing about (which is a shock)..
Can you use a 0% balance transfer credit card to pay off both an existing credit card debt AND you overdraft(s) or is it just for your Credit Card?
Having never had one, I don't know how they work (and I'm not sure why they thought I would)..
So here I am at the font of all knowledge trying to get the information she desires..
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Roaming the land while you sleep..
Quagmire
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Posts: 4626
Re: 0% Balance Transfer Credit Cards..
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Reply #1 on:
Sunday, December 16, 2018, 10:36:32 »
Will probably depend who the credit card and overdraft is with. I would say it’s unlikely you’d be able to pay off the overdraft though.
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sir windon
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Posts: 546
Re: 0% Balance Transfer Credit Cards..
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Reply #2 on:
Sunday, December 16, 2018, 11:07:22 »
This site is usually pretty good for advice
https://www.moneysavingexpert.com/banking/cut-overdraft-costs/
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sir windon
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Posts: 546
Re: 0% Balance Transfer Credit Cards..
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Reply #3 on:
Sunday, December 16, 2018, 11:10:09 »
They call them money transfers I think.
https://www.moneysavingexpert.com/credit-cards/money-transfers/
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Simon Pieman
Original Wanker
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Posts: 36318
Re: 0% Balance Transfer Credit Cards..
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Reply #4 on:
Sunday, December 16, 2018, 11:40:15 »
Yes you need one offering a 0% money transfer. Apparently they don't count as a cash withdrawal on your credit file.
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